Missoula County property record for 962 Emerald Lake Loop, Seeley Lake, MT 59868
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 1,845 sqft · built 2016 |
| Lot Size | 2.86 acres (125,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $776,600 (Aug 2021) |
| Tax Bill | $5,580 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R795905 |
| Primary APN | R795905 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 3,828 sqft |
| 1st Floor Area | 1,317 sqft |
| 2nd Floor Area | 528 sqft |
| Attic | Attic |
| Attic Area | 132 sqft |
| Basement Area | 1,317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 125,017 sqft |
| Terrain | Rolling |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 18 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2012120407 |
|---|---|
| Street Address | 962 EMERALD LAKE LOOP |
| City | SEELEY LAKE |
| State | MT |
| Zip | 59868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKE ESTATES, S33, T16 N, R14 W, LOT 15, ACRES 2.87, PHASE 1 |
| Legal Range | 14W |
| Legal Township | 16N |
| Legal Section | 33 |
| Legal Subdivision | EMERALD LAKE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | SEELEY LAKE-BLACKFOOT VALLEY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1802 |
962 Emerald Lake Loop is owned by an individual who bought it in August 2021.
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 STONEHILL CT, VACAVILLE, CA 95687-9443 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FUNDLOANS CAPITAL |
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 14, 2020 | Warranty Deed, Transfer FIRST INTERSTATE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Dec 26, 2012 · Amount on File |
| Deed Document Number | 202121402 |
| Deed Book / Page | 1062 / 132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 962 EMERALD LAKE LOOP, SEELEY LAKE, MT 59868 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 807 SMNEHILL COURT, VACAVILLE, CA 95687 |
| Document Number | 0010891163 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 1089/1163 |
| Instrument | 202306870 |
| Name | FUNDLOANS CAPITAL |
|---|---|
| Address | SAN DIEGO, CA 92130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Aug 23, 2021 |
| Property Address | 962 EMERALD LAKE LOOP, SEELEY LAKE, MT 59868 |
| Document Number | 0010620132 |
| Book / Page | 1062 / 132 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 202121402 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 807 STONEHILL CT, VACAVILLE, CA 95687-9443 |
| Document Number | 202121403 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 202121403 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | May 14, 2020 |
| Property Address | 962 EMERALD LAKE LOOP, SEELEY LAKE, MT 59868 |
| Document Number | 0010300512 |
| Book / Page | 001030 / 000512 |
| Instrument Date | May 14, 2020 |
| Instrument | 8882 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13643 GORDON DR MISSOULA MT 59808, MISSOULA, MT 59808 |
| Document Number | 10300513 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 001030/000513 |
| Instrument | 8883 |
| Name | FIRST INTERSTATE BK |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59806 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 13, 2050 |
The 2025 property tax bill for 962 Emerald Lake Loop was $5,580.
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Seeley Lake Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960,100 (-) Land $391,642 Building $568,458 | $960,100 (-) Land $391,642 Building $568,458 | |
| 2025 | $5,580.00 | $960,100 | $960,100 Land $391,642 Building $568,458 |
| 2023 | $4,748.00 | $654,500 | $654,500 Land $140,051 Building $514,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 962 Emerald Lake Loop in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 962 Emerald Lake Loop is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 92% of Montana |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
May also be available: Verizon.
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