962 Echo Lake Rd, Bigfork, MT 59911 Property Records

Flathead County property record for 962 Echo Lake Rd, Bigfork, MT 59911 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Conventional
Year Built	Built 1995
Square Footage	960 sqft Living Area
Lot Size	40,119 sqft (0.921 acres)
Garage	Detached, 2,016 sqft
Tax Bill	$5,093.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`R0760529`
Alternative APNs	`07-3836-04-3-03-07-0000` `0000275250`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	960 sqft Living Area
Gross Area	1,834 sqft Gross Area
1st Floor	960 sqft 1st Floor
Stories	1 Stories
Fireplace	Prefab Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Shed Roof Construction
Roof Material	Roll Tar & Gravel Roof
Lot Area	40,119 sqft (0.921 acres)
Depth X Width	410 ft x 50 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	2,016 sqft Garage
Total Buildings	2 Total Buildings
Shed	1 Shed
Deck Area	1,108 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	0000275250
Street Address	962 ECHO LAKE RD
City	BIGFORK
State	MT
Zip	59911-6153
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	ECHO AC, S04, T27 N, R19 W, LOT 030
Legal Range	19W
Legal Township	27N
Legal Section	04
Legal Quarter	SW
Legal Subdivision	ECHO AC
Legal Lot Number	30
Jurisdiction	FLATHEAD MT
Minor Civil Division	CRESTON-BIGFORK
Census Blockgroup	2
Census Block	2026
Census Tract	1305

Owner

Source: Flathead County records · APN R0760529

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 612, XX
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2020
Deed Sale	Sep 17, 2020
Prior Sale	Sep 13, 2010
Deed Doc Number	202000030888
Record Refreshed	Jun 07, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 17, 2020
Property Address	962 ECHO LAKE RD, BIGFORK, MT 59911-6153
Document Number	202000030888
Instrument Date	Sep 14, 2020
Instrument	202000030888
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 NORTH 2A STREET EAST MARGRATH AB TOK1JO, AB TOK1JO, XX
Investor	Possibly a Property Investor

Mortgage

Document Number	202000030889
Date	Sep 17, 2020
Instrument	202000030889

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,093.00	$817,660	$817,660 Land $465,000 Building $352,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 71% of the US · above 51% of Montana
Wildfire Likelihood	About 1 in 344 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.