962 Calvert Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 962 Calvert Rd, Rising Sun, MD 21911

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,067 sqft · built 2019
Lot Size	1.89 acres (82,328 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-020438`

Property Details

APN / Parcel Number

Primary APN	`09-020438`
Alternative APNs	`9020438` `020438`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,067 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	82,328 sqft (1.89 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	020438
Street Address	962 CALVERT RD
City	RISING SUN
State	MD
Zip	21911-2008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NAR
Legal Description	LOT 2 - 1.899 ACRE 962 CALVERT ROAD S OF CALVERT
Legal Lot Number	2
Jurisdiction	CECIL MD
Township / Civil Division	9, CALVERT
Census Block Group	1
Census Block	1021
Census Tract	30700

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jun 24, 2019	Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA
Jan 24, 2020	Loan Modification, Mortgage FULTON BK NA
Jun 15, 2018	Quit Claim Deed, Transfer ARDENT TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2018
Transfer Doc	0042460467
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Recording Date	Jun 16, 2026
Property Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Document Number	5802000062
Book / Page	5802 / 62
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	IDEAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Investor	Possibly a Property Investor

Mortgage

Document Number	5802000062,
Date	Jun 16, 2026
Book Page	5802/62

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ARDENT TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044210156
Date	Jun 24, 2019
Book Page	4421/156

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2035
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Document Number	0045920290
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 CALVERT RD RISING SUN MD 219112008, RISING SUN, MD 21911-2008

Mortgage

Document Number	0045920290
Date	May 4, 2020
Book Page	004592/000290

Lender

Name	FULTON BK NA
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jun 15, 2018
Property Address	962 CALVERT RD, RISING SUN, MD 21911-2008
Document Number	0042580077
Book / Page	004258 / 000077
Instrument Date	Jun 3, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	749 BLACKBIRD LANDING RD TOWNSEND DE 197349147, TOWNSEND, DE 19734-9147

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,733 (+5.8%)	$415,800 (+17.39%) Land $120,900 Building $294,900
2025	$3,936.00 (+27.96%)	$354,200 (+5.25%) Land $81,000 Building $273,200	$354,200 (-) Land $81,000 Building $273,200
2023	$3,076.00	$336,533	$354,200 Land $81,000 Building $273,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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