962 3rd Ave NW, Carmel, IN 46032 Property Records

Hamilton County property record for 962 3rd Ave NW, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,329 sqft · built 2005
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Sep 2024)
Tax Bill	$4,233 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-412-019.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-412-019.000-018`
Alternative APN	`1609240412019000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,329 sqft Living Area
1st Floor Area	427 sqft
2nd Floor Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	55 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609240412019000
Street Address	962 3RD AVE NW
City	CARMEL
State	IN
Zip	46032-1389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .03, SECTION 24, TOWNSHIP 18, RANGE 3, TRADITIONS ON THE MONON AMENDED, LOT 19, BLOCK 4, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	TRADITIONS/MONON
Legal Block	4
Legal Lot Number	19
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1002
Census Tract	110905

Owner

962 3rd Ave NW, a condominium, is owned and occupied by an individual who bought it in September 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	962 3RD AVE NW, CARMEL, IN 46032-1389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on File
Deed Sale	Sep 6, 2024 · Amount on File
Prior Sale	Jul 10, 2023 · Amount on File
Deed Document Number	2024033732
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 10, 2023
Property Address	962 3RD AVE NW, CARMEL, IN 46032-1389
Document Number	0000025354
Map Reference	DOC 2005-80400
Instrument Date	Jul 5, 2023
Instrument	2023025354
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 3RD AVENUE NORTH, CARMEL, IN 46032-1389

Mortgage

Document Number	0000025355
Date	Jul 10, 2023
Instrument	2023025355

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$392,500 (+1.39%) Land $81,000 Building $311,500	$392,500 (+1.39%) Land $81,000 Building $311,500
2024	$4,233.00 (+1.85%)	$387,100 (-1.15%) Land $81,000 Building $306,100	$387,100 (-1.15%) Land $81,000 Building $306,100
2023	$4,156.00 (-40.63%)	$391,600 (+15.38%) Land $44,500 Building $347,100	$391,600 (+15.38%) Land $44,500 Building $347,100
2022	$7,000.00 (+29.68%)	$339,400 Land $44,500 Building $294,900	$339,400 Land $44,500 Building $294,900
2021	$5,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 962 3rd Ave NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 962 3rd Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

Nearby Properties on 3rd Ave NW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures