96165 Pirates Bluff Rd, Yulee, FL 32097 Property Records

Nassau County property record for 96165 Pirates Bluff Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1977
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Jun 2021)
Tax Bill	$4,058 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-3N-28-0000-0012-0000`

Property Details

APN / Parcel Number

Primary APN	`38-3N-28-0000-0012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Heated Area
Gross Area	2,805 sqft
1st Floor Area	2,800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,640 sqft (0.91 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	290 sqft
Patio Area	220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96165 PIRATES BLUFF RD
City	YULEE
State	FL
Zip	32097-6526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	IN OR 2614/99
Legal Range	28E
Legal Township	03N
Legal Section	38
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1022
Census Tract	50308

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU/FL
Feb 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	0024681538
Deed Book / Page	2468 / 1538
Last Transfer Date	Jan 18, 2023
Transfer Doc	0026140099
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Jan 18, 2023
Property Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526
Document Number	0026140099
Book / Page	2614 / 99
Instrument Date	Jan 18, 2023
Instrument	202345001554
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95552 ARBOR LN, FERNANDINA BEACH, FL 32034-9593

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 8, 2021
Property Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526
Document Number	0024681538
Book / Page	2468 / 1538
Map Reference	MB 198 PG 324
Instrument Date	Jun 8, 2021
Instrument	202145021286
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	ESTATE TITLE, ESTATE TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7924 CHOLO TRL, 7924, JACKSONVILLE, FL 32244-5430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526

Mortgage

Document Number	24681540
Date	Jun 8, 2021
Instrument	2468/1540

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 11, 2019
Property Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526
Document Number	0022810015
Book / Page	002281 / 000015
Instrument Date	Jun 7, 2019
Instrument	45018506
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96165 PIRATES BLUFF RD YULEE FL 320976526, YULEE, FL 32097-6526

Mortgage

Document Number	22810017
Date	Jun 11, 2019
Book Page	002281/000017
Instrument	45018507

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 2, 2018
Property Address	96165 PIRATES BLUFF RD, YULEE, FL 32097-6526
Document Number	0021741753
Book / Page	002174 / 001753
Instrument Date	Feb 1, 2018
Instrument	3523
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96165 PIRATES BLUFF RD YULEE FL 320976526, YULEE, FL 32097-6526

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,058.00 (+1.4%) Homeowner's exemption Widower's exemption	$309,707 (+2.9%)	$385,608 (+4.85%) Land $77,350 Building $308,258
2024	$4,002.00 (+1.39%) Homeowner's exemption Widower's exemption	$300,979 (+3%)	$367,779 (+3.07%) Land $72,800 Building $294,979
2023	$3,947.00 (+8.26%) Homeowner's exemption Widower's exemption	$292,213 (+3%)	$356,824 (+25.77%) Land $72,800 Building $284,024
2022	$3,646.00 Homeowner's exemption Widower's exemption	$283,702 Land $54,600 Building $229,102	$283,702 Land $54,600 Building $229,102

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Pirates Bluff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures