9616 Cortland Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 9616 Cortland Ln, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,316 sqft · built 2004
Lot Size0.549 acres (23,914 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Mar 2021)
Tax Bill$5,689 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-097676

Property Details

APN / Parcel Number

Primary APN03-097676
Alternative APNs
  • 3097676
  • 097676

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,316 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,914 sqft (0.549 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area138 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number097676
Street Address9616 CORTLAND LN
CityDUNKIRK
StateMD
Zip20754-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 154 SEC 4 APPLE GREENE
Legal SubdivisionAPPLE GREENE
Legal Lot Number154
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1012
Census Tract860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9616 CORTLAND LN, DUNKIRK, MD 20754-9702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
NEIGHBORHOOD ASSISTANCE CORPORATION AMER
Mar 5, 2021Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2021 · Amount on Record
Deed SaleMar 5, 2021 · Amount on Record
Deed Book / Page5880 / 235
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address9616 CORTLAND LN, DUNKIRK, MD 20754-9702
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanySTEWART TITLE, STEWART TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058800259
DateMar 5, 2021
Book Page5880/259
Lender
NameNEIGHBORHOOD ASSISTANCE CORPORATION AMER
TypeNon-Lending Institution
AddressROXBURY, MA 02119
Agreement
TypeStand-Alone First Mortgage

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMar 5, 2021
Property Address9616 CORTLAND LN, DUNKIRK, MD 20754-9702
Document Number0058800235
Book / Page5880 / 235
Map ReferenceLB 3 FO 151
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9616 CORTLAND LN, DUNKIRK, MD 20754-9702

Mortgage

Document Number5880243
DateMar 5, 2021
Instrument5880/243
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501,200 (+14.39%) Land $167,100 Building $334,100$501,200 (-1.09%) Land $167,100 Building $334,100
2025$5,689.00 (+24.98%)
2023$4,552.00$438,167$506,700 Land $167,100 Building $339,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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