Calvert County property record for 9615 Covenant Ct, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,913 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $262,500 (Jan 2006) |
| Tax Bill | $11,177 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-178390 |
| Primary APN | 03-178390 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,913 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 903 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178390 |
|---|---|
| Street Address | 9615 COVENANT CT |
| City | OWINGS |
| State | MD |
| Zip | 20736-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 14 PLAT 2 COVENANT CREEK |
| Legal Subdivision | COVENANT CREEK |
| Legal Lot Number | 14 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860200 |
9615 Covenant Ct is owner-occupied and held in a trust since December 2008.
Source: Calvert County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9615 COVENANT CT, OWINGS, MD 20736-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2006 · Amount on File |
| Deed Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 200662418 |
| Deed Book / Page | 2672 / 753 |
| Last Transfer Date | Dec 12, 2008 |
| Transfer Doc | KPS032280630 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9615 Covenant Ct was $11,177 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,041,167 (+2.55%) | $1,092,900 (+7.64%) Land $220,000 Building $872,900 | |
| 2025 | $11,177.00 Homeowner's exemption | $1,015,300 Land $220,000 Building $795,300 | $1,015,300 Land $220,000 Building $795,300 |
| 2023 | $9,338.00 Homeowner's exemption | $898,833 | $1,015,300 Land $220,000 Building $795,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9615 Covenant Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2002–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9615 Covenant Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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