Mecklenburg County property record for 9612 White Hemlock Ln, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,173 sqft · built 2004 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,500 (Apr 2005) |
| Tax Bill | $6,138 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-151-70 |
| Primary APN | 231-151-70 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,173 sqft Living Area |
| Gross Area | 3,657 sqft |
| 1st Floor Area | 1,949 sqft |
| Upper Floors Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 12,110 sqft (0.278 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 258 sqft |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 9612 WHITE HEMLOCK LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-4416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L2 M40-739 |
| Legal Subdivision | REVISION OF HEMLOCK PINES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5847 |
9612 White Hemlock Ln is owned and occupied by two individuals who bought it in April 2005.
Source: Mecklenburg County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9612 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-4416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2005 · Amount on File |
| Deed Sale | Apr 1, 2005 · Amount on File |
| Prior Sale | Oct 11, 2004 · Amount on File |
| Deed Document Number | 200558075 |
| Deed Book / Page | 18552 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 20, 2026 |
| Property Address | 9612 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-4416 |
| Document Number | 0000089978 |
| Book / Page | 40661 / 255 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202689978 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9612 WHITE HEMLOCK LN, CHARLOTTE, NC 28270-4416 |
| Document Number | 0000089978, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 40661/255 |
| Instrument | 202689978 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 9612 White Hemlock Ln was $6,138.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,138.00 | $777,800 Land $118,800 Building $659,000 | $777,800 Land $118,800 Building $659,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9612 White Hemlock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9612 White Hemlock Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Google Fiber.
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