9612 E Madison Rd, Saint Helen, MI 48656 Property Records

Roscommon County property record for 9612 E Madison Rd, Saint Helen, MI 48656

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,648 sqft · built 1974
Lot Size	0.138 acres (6,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jun 2024)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-459-001-0000`

Property Details

APN / Parcel Number

Primary APN	`010-459-001-0000`

Interior

Full Baths	1 Bath
Building Area	1,648 sqft Building Perimeter
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	6,052 sqft (0.138 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9612 E MADISON RD
City	SAINT HELEN
State	MI
Zip	48656-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1007 P-490 (L-684 P-241) 231 9612 MADISON ST 48656 LOT 1 BLK 9 LAKEVIEW PARK
Legal Subdivision	LAKEVIEW PARK
Legal Block	9
Legal Lot Number	1
Jurisdiction	ROSCOMMON MI
Township / Civil Division	RICHFIELD
Census Block Group	2
Census Block	2044
Census Tract	970100

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Jun 28, 2005	Deed of Trust, Mortgage · ARM AMERIQUEST MORTGAGE CO
Apr 20, 2007	Deed of Trust, Mortgage · ARM BNC MORTGAGE INC
Jun 7, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE SAVINGS BANK
Dec 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BENCHMARK MORTGAGE
Sep 4, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	20243628
Deed Book / Page	1187 / 1150
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 8, 2026
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Document Number	0000006231
Book / Page	1194 / 1327
Instrument Date	Sep 1, 2026
Instrument	20266231
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623

Mortgage

Document Number	0000006231,
Date	Sep 8, 2026
Book Page	1194/1327
Instrument	20266231

Lender

Name	MERCANTILE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2051

Interest

Max Rate	-1%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01028/0111
Date	Jun 28, 2005
Book Page	1028/0111
Instrument	200500005565

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 1, 2007
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	6-Month LIBOR
Max Rate	12.7%

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CROSSROADS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01058/1348
Date	Apr 20, 2007
Book Page	1058/1348
Instrument	200700003246

Lender

Name	BNC MORTGAGE INC
Type	Subprime Lender
Address	IRVINE, CA 92623

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.2%
Type Change Date	May 1, 2009
Change Frequency	6 Months
Min Rate At Change	9.2%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	16.2%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 7, 2024
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Document Number	01187/1150
Book / Page	1187 / 1150
Instrument Date	Jun 6, 2024
Instrument	202400003628
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59057 ROYCROFT ST, WASHINGTON, MI 48094-3943

Mortgage

Document Number	202400003629
Date	Jun 7, 2024
Instrument	202400003629

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Dec 10, 2019
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Document Number	001171/610
Book / Page	1171 / 610
Instrument Date	Dec 6, 2019
Instrument	201900008421
Transaction Type	Transfer
Record Updated	Nov 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4556 WILDWOOD LOOP, CLARKSTON, MI 48348-1466
Investor	Possibly a Property Investor

Mortgage

Document Number	201900008422
Date	Dec 10, 2019
Instrument	201900008422

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 4, 2019
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Document Number	1170/980
Book / Page	1170 / 980
Instrument Date	Sep 3, 2019
Instrument	201900006068
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 29, 2017
Property Address	9612 E MADISON RD, SAINT HELEN, MI 48656-9623
Document Number	1163/2057
Book / Page	1163 / 2057
Instrument Date	Sep 13, 2017
Instrument	201700007366
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 CARROLL DR, 812, CLARE, MI 48617-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 HIGHBROOK DR, MIDLAND, MI 48642-3923

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Richfield Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,300 (+33.56%)	$196,600 (+33.56%)
2025	$2,812.00
2023		$73,600	$147,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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