9610 Pino Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 9610 Pino Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,058 sqft · built 1998
Lot Size	0.255 acres (11,087 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2014)
Tax Bill	$5,782 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-420-13-00`

Property Details

APN / Parcel Number

Primary APN	`395-420-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,058 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	11,087 sqft (0.255 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9610 PINO DR
City	LAKESIDE
State	CA
Zip	92040-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 TR 013371
Legal Subdivision	COUNTY/SAN DIEGO #4874
Legal Tract	013371
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16810

Owner

9610 Pino Dr is owned and occupied by two individuals who acquired it in October 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Mar 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 27, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	Sep 30, 1997 · Amount on File
Deed Document Number	2014169397
Last Transfer Date	Oct 13, 2014
Transfer Doc	0000489071
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 PINO DR, LAKESIDE, CA 92040-4300

Mortgage

Document Number	0000336644
Date	Nov 26, 2025
Instrument	2025-0336644

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 PINO DR, LAKESIDE, CA 92040-4300

Mortgage

Document Number	0000068771
Date	Mar 20, 2024
Instrument	2024-0068771

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9610 PINO DR, LAKESIDE, CA 92040-4300

Mortgage

Document Number	0000639831
Date	Oct 20, 2020
Instrument	2020-0639831

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Document Number	0000485980
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9610 PINO DR LAKESIDE CA 920404300, LAKESIDE, CA 92040-4300

Mortgage

Document Number	0000485980
Date	Oct 25, 2019
Instrument	485980

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9610 PINO DR, LAKESIDE, CA 92040-4300
Document Number	0000174681
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	WFG NATIONAL TITLE-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9610 PINO DR LAKESIDE CA 920404300, LAKESIDE, CA 92040-4300

Mortgage

Document Number	0000174681
Date	May 2, 2018
Instrument	174681

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9610 Pino Dr was $5,782 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,919 (+2%) Land $202,198 Building $391,721
2025	$5,782.00	$582,275 Land $198,234 Building $384,041
2023	$7,310.00 (+1.85%) Homeowner's exemption	$559,667 Land $190,538 Building $369,129
2022	$7,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9610 Pino Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2026)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9610 Pino Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Pino Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures