961 W 3rd St, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 961 W 3rd St, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,304 sqft · built 1921
Lot Size	0.086 acres (3,729 sqft)
Owner	2 Individual Names on File
Last Sale	$247,000 (Aug 2020)
Tax Bill	$6,471 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00123-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`12-00123-0000-00003`
Alternative APNs	`120012300003` `01243000`

Interior

Stories	2 Stories
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	3,729 sqft (0.086 acres)
Lot Dimensions	100 ft deep x 29 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	01243000
Street Address	961 W 3RD ST
City	PLAINFIELD
State	NJ
Zip	07063-1369
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1304 SQ FT
Legal Subdivision	PLAINFIELD
Legal Block	123
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2004
Census Tract	39501

Owner

961 W 3rd St is owned and occupied by two individuals who bought it in August 2020.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 8, 2018	Deed of Trust, Mortgage SANTANDER BANK NA
Aug 3, 2020	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Feb 29, 2016 · Amount on File
Deed Document Number	2020326509
Deed Book / Page	6376 / 2377
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0060920503
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369

Mortgage

Document Number	0153582674
Date	May 2, 2023
Book Page	15358/2674
Instrument	51436

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369

Mortgage

Document Number	0151952905
Date	Apr 5, 2022
Book Page	15195/2905
Instrument	35103

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144040186
Date	Feb 8, 2018
Book Page	14404/0186
Instrument	653492

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Amount	Amount on Record
Term	359 Months
Due	Jan 11, 2048

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 3, 2020
Property Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369
Document Number	0063762377
Book / Page	6376 / 2377
Instrument Date	Jul 29, 2020
Instrument	326509
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ADVANCED TTL & ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,301.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 W 3RD ST, 961, PLAINFIELD, NJ 07063-1369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 W 3RD ST, PLAINFIELD, NJ 07063-1369

Mortgage

Document Number	695924
Date	Aug 3, 2020
Instrument	695924

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 961 W 3rd St was $6,471, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500 (-) Land $21,800 Building $50,700	$72,500 (-) Land $21,800 Building $50,700
2025	$6,471.00 (+2.23%)	$72,500 Land $21,800 Building $50,700	$72,500 Land $21,800 Building $50,700
2024	$6,330.00
2023		$72,500 Land $21,800 Building $50,700	$72,500 Land $21,800 Building $50,700
2022	$6,132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 961 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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