961 Thistle Rd, Prosper, TX 75078 Property Records

Collin County property record for 961 Thistle Rd, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,804 sqft · built 2022
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$798,000 (Mar 2024)
Tax Bill	$13,420 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12494-00H-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-12494-00H-0060-1`
Alternative APNs	`000002846403` `2846403`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,804 sqft Living Area
Gross Area	4,403 sqft
1st Floor Area	2,658 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Attached
Garage Area	455 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	961 THISTLE RD
City	PROSPER
State	TX
Zip	75078-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS AT LEGACY PHASE 2, BLK H, LOT 6
Legal Subdivision	HILLS AT LEGACY PHASE 2 (CPR)
Legal Block	H
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4017
Census Tract	30304

Owner

961 Thistle Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	961 THISTLE RD, PROSPER, TX 75078-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 19, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Sep 19, 2022 · Amount on File
Deed Document Number	202430947
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 18, 2024
Property Address	961 THISTLE RD, PROSPER, TX 75078-2611
Document Number	2024000030947
Map Reference	VOL 2021 PG 617
Instrument Date	Mar 14, 2024
Instrument	2024000030947
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	REPUBLIC TITLE COMPANY, RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 THISTLE RD, PROSPER, TX 75078-2611

Mortgage

Document Number	2024000030948
Date	Mar 18, 2024
Instrument	2024000030948

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2039

September 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 19, 2022
Property Address	961 THISTLE RD, PROSPER, TX 75078-2611
Document Number	0000140959
Map Reference	VOL 2021 PG 617
Instrument Date	Sep 16, 2022
Instrument	20220919000140959
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 LYNDON B JOHNSON FWY, DALLAS, TX 75244-6120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 THISTLE RD, PROSPER, TX 75078-2611

Mortgage

Document Number	0000140960
Date	Sep 19, 2022
Instrument	20220919000140960

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 961 Thistle Rd was $13,420, up 0.6% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,420.00 (+0.64%) Homeowner's exemption	$822,840 (+5.95%) Land $194,250 Building $628,590	$822,840 (+5.95%) Land $194,250 Building $628,590
2024	$13,334.00 (-17.02%) Homeowner's exemption	$776,607 (-3.44%) Land $194,250 Building $582,357	$776,607 (-3.44%) Land $194,250 Building $582,357
2023	$16,069.00 (+840.81%)	$804,237 Land $183,750 Building $620,487	$804,237 Land $183,750 Building $620,487
2022	$1,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 Thistle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 Thistle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: T-Mobile.

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