961 Sunbonnet Loop, San Jose, CA 95125 Property Records

Santa Clara County property record for 961 Sunbonnet Loop, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,069 sqft
Lot Size	0.069 acres (3,010 sqft)
Owner	2 Individual Names on File
Last Sale	$1,001,000 (Apr 2016)
Tax Bill	$15,771 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`455-53-061`

Property Details

APN / Parcel Number

Primary APN	`455-53-061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,069 sqft Living Area
1st Floor Area	861 sqft
2nd Floor Area	1,208 sqft
Utility Room	Utility Room

Exterior

Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,010 sqft (0.069 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	961 SUNBONNET LOOP
City	SAN JOSE
State	CA
Zip	95125-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 9160 LOT 61
Legal Subdivision	TRACT NO 9160
Legal Tract	9160
Legal Lot Number	61
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1007
Census Tract	503125

Owner

961 Sunbonnet Loop is owned and occupied by two individuals who bought it in April 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2016 · Amount on File
Deed Sale	Apr 5, 2016 · Amount on File
Prior Sale	May 27, 2011 · Amount on File
Deed Document Number	201623264963
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345

Mortgage

Document Number	0025203901
Date	Dec 27, 2021
Instrument	25203901

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	3.75%
Index	Other
Max Rate	6.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345

Mortgage

Document Number	0025033569
Date	Jul 19, 2021
Instrument	25033569

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	961 SUNBONNET LOOP, SAN JOSE, CA 95125-6345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024318558
Date	Oct 31, 2019
Instrument	24318558

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 961 Sunbonnet Loop was $15,771 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,208,670 (+2%) Land $664,709 Building $543,961
2025	$15,771.00 Homeowner's exemption	$1,184,972 Land $651,676 Building $533,296
2023	$14,580.00 (+0.42%) Homeowner's exemption	$1,138,961 Land $626,372 Building $512,589
2022	$14,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 961 Sunbonnet Loop in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 Sunbonnet Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless · DSL in parts of the area	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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