961 Jefferson Ct, Monroe, MI 48161 Property Records

Monroe County property record for 961 Jefferson Ct, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,506 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$122,500 (Oct 1997)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-19-00274-196`

Property Details

APN / Parcel Number

Primary APN	`55-19-00274-196`
Alternative APN	`55 190 027 41`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,494 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	136 ft deep x 60.9 ft wide
Terrain	Rolling
Garage Area	440 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	396 sqft
Patio Area	310 sqft
Balcony Area	3 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	961 JEFFERSON CT
City	MONROE
State	MI
Zip	48161-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CUSTER GARDENS NO 4 LOT 193
Legal Subdivision	CUSTER GARDENS 4
Legal Lot Number	193
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4019
Census Tract	832300

Owner

961 Jefferson Ct is owned and occupied by an individual who acquired it in January 2013.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	961 JEFFERSON CT, MONROE, MI 48161-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Nov 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 15, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 1997 · Amount on File
Deed Sale	Oct 23, 1997 · Amount on File
Last Transfer Date	Jan 23, 2013
Transfer Doc	2013R03402
Record Updated	Oct 29, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE MI
Property Address	961 JEFFERSON CT, MONROE, MI 48161-1806
Document Number	0000012981
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012981
Date	Jul 6, 2020
Instrument	12981

Lender

Name	PENNYMAC
Address	6101 CONDOR DR, MOORPARK, CA 93021-2602

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate	3.87%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 19, 2019
Property Address	961 JEFFERSON CT, MONROE, MI 48161-1806
Document Number	0000020233
Instrument Date	Nov 19, 2019
Instrument	20233
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	961 JEFFERSON CT MONROE MI 481611806, MONROE, MI 48161-1806

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	961 JEFFERSON CT, MONROE, MI 48161-1806
Document Number	0000025592
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 JEFFERSON CT MONROE MI 481611806, MONROE, MI 48161-1806

Mortgage

Document Number	0000025592
Date	Dec 27, 2017
Instrument	25592

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 961 Jefferson Ct was $3,249 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,900 (+7.19%) Land $102,900	$205,800 (+7.19%) Land $205,800
2025	$3,249.00 Homeowner's exemption	$96,000 Land $96,000	$192,000 Land $192,000
2023	$2,596.00 Homeowner's exemption	$82,780	$165,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 Jefferson Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 961 Jefferson Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber, Spectrum, Verizon.

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