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961 Graham St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 961 Graham St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,597 sqft · built 1954
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on File
Last Sale$187,500 (Jan 2022)
Tax Bill$5,688 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN126240-0000

Property Details

APN / Parcel Number

Primary APN126240-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,597 sqft Living Area
1st Floor Area1,597 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,037 sqft (0.46 acres)
Lot Dimensions170 ft deep x 115 ft wide
Garage Area319 sqft
PorchFinished/Open Porch
Porch Area50 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address961 GRAHAM ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description9 E1/2 HUERTAS GRANT SUB S115 OF N222.5 OF E172 OF W322FT OF LOT 1 BLK 18 OR5481/1436 & 6129/748
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionEAST 1/2 HUERTAS GRANT
Legal Block18
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1041
Census Tract20300

Owner

961 Graham St is owned by two individuals who bought it in January 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address605 SAINT AUGUSTINE SOUTH DR, SAINT AUGUSTINE, FL 32086-6211
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Warranty Deed, Transfer · Seller Carry-Back
MARGARET LEHMANN ETAL
Nov 3, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on File
Deed SaleJan 31, 2022 · Amount on File
Prior SaleFeb 11, 2010 · Amount on File
Deed Document Number202211013
Deed Book / Page5481 / 1436
Prior Transfer DateOct 29, 2021
Prior Transfer Doc0054101838
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 31, 2022
Property Address961 GRAHAM ST, SAINT AUGUSTINE, FL 32084-0327
Document Number0054811436
Book / Page5481 / 1436
Instrument DateJan 31, 2022
Instrument2022011013
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1134 EMERALD ST, 1134, MADISON, WI 53715-1638

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 SAINT AUGUSTINE SOUTH DR, ST AUGUSTINE, FL 32086-6211

Mortgage

Document Number0054811441
DateJan 31, 2022
Instrument5481/1441
Lender
NameMARGARET LEHMANN ETAL
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term38 Months
DueMar 1, 2025

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateNov 3, 2021
Property Address961 GRAHAM ST, SAINT AUGUSTINE, FL 32084-0327
Document Number0054101838
Book / Page5410 / 1838
Instrument DateOct 29, 2021
Instrument2021119646
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1134 EMERALD ST, MADISON, WI 53715-1638

Tax Assessment & Valuation

The 2025 property tax bill for 961 Graham St was $5,688, up 12.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,517 (+9%) Land $201,250 Building $230,267$431,517 (+9%) Land $201,250 Building $230,267
2025$5,688.00 (+12.92%)$395,885$395,885 Land $178,250 Building $217,635
2024$5,037.00 (-2.91%)
2023$5,188.00 (+50.68%)$386,894 (+29.33%)$386,894 (+29.33%) Land $148,120 Building $238,774
2022$3,443.00$299,143$299,143 Land $116,178 Building $182,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 Graham St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims42 (1985–2025)
Claims Outside the SFHA5 of 42
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 Graham St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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