961 Fork Mountain Ln, Montebello, VA 24464 Property Records

Nelson County property record for 961 Fork Mountain Ln, Montebello, VA 24464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 2007
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Jun 2025)
Tax Bill	$2,286 (2026)
Deeds & Mortgages	Apr 2008 Mortgage Oct 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27 A 11B`

Property Details

APN / Parcel Number

Primary APN	`27 A 11B`
Alternative APN	`03676`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,100 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Terrain	High
Porch	Slab
Porch Area	510 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	03676
Street Address	961 FORK MOUNTAIN LN
City	MONTEBELLO
State	VA
Zip	24464-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NFTR-PHILLIPS
Jurisdiction	NELSON VA
Township / Civil Division	WEST
Census Block Group	3
Census Block	3018
Census Tract	950300

Owner

961 Fork Mountain Ln is owned by an individual who bought it in June 2025.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	7843 ROCK CRESS DR, MOSELEY, VA 23120-1708
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2008	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Oct 11, 2007	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP
May 3, 2007	Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA
Jun 2, 2025	Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Dec 16, 2015 · Amount on File
Deed Document Number	20251122
Prior Transfer Date	Jul 11, 2006
Prior Transfer Doc	0000003606
Record Updated	Sep 20, 2026

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	961 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080001288
Date	Apr 14, 2008
Instrument	080001288

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2038

Interest

Rate	7.37%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	961 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070003654
Date	Oct 11, 2007
Instrument	070003654

Lender

Name	WACHOVIA MORTGAGE CORP
Type	Mortgage Company
Address	RALEIGH, NC 27607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

Interest

Rate	6.87%

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	961 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2437
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070001663
Date	May 3, 2007
Instrument	070001663

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 16, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jun 2, 2025
Property Address	961 FORK MOUNTAIN LN, MONTEBELLO, VA 24464-2437
Document Number	0202501122
Instrument Date	May 29, 2025
Instrument	202501122
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7843 ROCK CRESS DR, MOSELEY, VA 23120-1708

Mortgage

Document Number	0202501123
Date	Jun 2, 2025
Instrument	202501123

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 961 Fork Mountain Ln was $2,286, up 19.6% from the year before.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,286.00 (+19.62%)	$408,300 (+38.83%) Land $43,500 Building $364,800	$408,300 (+38.83%) Land $43,500 Building $364,800
2025	$1,911.00	$294,100 Land $33,100 Building $261,000	$294,100 Land $33,100 Building $261,000
2023	$1,911.00	$294,100 Land $33,100 Building $261,000	$294,100 Land $33,100 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 Fork Mountain Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 961 Fork Mountain Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Fork Mountain Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures