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961 E Cedar Terrace Cir, Sandy, UT 84094 Property Records

Salt Lake County property record for 961 E Cedar Terrace Cir, Sandy, UT 84094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.25 ba · 1,792 sqft · built 1975
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Apr 2018)
Tax Bill$2,829 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN22-32-131-026

Property Details

APN / Parcel Number

Primary APN22-32-131-026
Alternative APN
  • 22-32-131-026-0000

Interior

Bedrooms4 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,442 sqft
1st Floor Area1,242 sqft
Basement Area625 sqft
Finished Basement550 sqft
Unfinished Basement75 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
View / LotCorner
Garage TypeAttached
Garage Area575 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchPatio/Porch
Porch Area24 sqft
Deck Area196 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address961 E CEDAR TERRACE CIR
CitySANDY
StateUT
Zip84094-0222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1108
Legal DescriptionLOT 504, PONDEROSA PARK #5 5269-0229 6209-1671 6209-1673 6566-0064 9020-3004 9115-4005 09699-5376
Legal Range1E
Legal Township3S
Legal Section32
Legal SubdivisionPONDEROSA PARK
Legal Block2
Legal Lot Number504
JurisdictionSALT LAKE UT
Township / Civil DivisionSALT LAKE CITY
Census Block Group2
Census Block2023
Census Tract112611

Owner

961 E Cedar Terrace Cir is owned and occupied by two individuals who bought it in April 2018.

Source: Salt Lake County records, as of June 3, 2026

Owner of Record2 Individual Names on File
Mailing Address961 E CEDAR TERRACE CIR, SANDY, UT 84094-0222
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE CORP
Apr 20, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
MOMENTUM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2018 · Amount on File
Deed SaleApr 20, 2018 · Amount on File
Prior SaleMar 19, 2009 · Amount on File
Deed Document Number201812757242
Deed Book / Page10666 / 8503
Prior Transfer DateMar 29, 2005
Prior Transfer Doc0009343123
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address961 E CEDAR TERRACE CIR, SANDY, UT 84094-0222
Transaction TypeMortgage
Record UpdatedSep 10, 2021
Title CompanyVANGUARD TITLE-UNION PK, VANGUARD TITLE UNION PARK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013751017
DateAug 20, 2021
Book Page11225/6056
Instrument13751017
Lender
NameDIRECT MORTGAGE CORP
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueSep 1, 2046

April 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSALT LAKE UT
Recording DateApr 20, 2018
Property Address961 E CEDAR TERRACE CIR, SANDY, UT 84094-0222
Document Number0012757242
Book / Page10666 / 8503
Instrument DateApr 16, 2018
Instrument12757242
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCOTTONWOOD TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9612 EAST CEDAR TERRACWE, SANDY, UT 84094

Mortgage

Document Number0012757243
DateApr 20, 2018
Instrument12757243
Lender
NameMOMENTUM LOANS
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 961 E Cedar Terrace Cir was $2,829.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateUtah
CountySalt Lake County
MunicipalitySandy City
Unified School DistrictCanyons School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 Homeowner's exemption$531,600 Land $166,600 Building $365,000$531,600 Land $166,600 Building $365,000
2024$2,829.00 (-0.81%)
2023$2,852.00 (+5.55%) Homeowner's exemption$289,025 Land $83,710 Building $205,315$525,500 Land $152,200 Building $373,300
2022$2,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 961 E Cedar Terrace Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 961 E Cedar Terrace Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDY CITY WATER SYSTEM
serves 99,750 people · EPA ID UTAH18028
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Utah Broadband
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Rise Broadband.

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