961 E 4500 N, Provo, UT 84604 Property Records

Utah County property record for 961 E 4500 N, Provo, UT 84604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,863 sqft · built 2022
Lot Size0.241 acres (10,491 sqft)
Owner2 Individual Names on Record
Last Sale$1,265,700 (Nov 2021)
Tax Bill$9,162 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN41-880-0002

Property Details

APN / Parcel Number

Primary APN41-880-0002

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,863 sqft Living Area
Gross Area7,564 sqft
Basement Area1,913 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area10,491 sqft (0.241 acres)
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces
PorchWood Porch
Porch Area293 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address961 E 4500 N
CityPROVO
StateUT
Zip84604-5329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, PLAT B, HILLSIDE PARK SUB AREA 0.241 AC.
Legal SubdivisionHILLSIDE PARK SUB
Legal Lot Number2
JurisdictionUTAH UT
Township / Civil DivisionPROVO-OREM
Census Block Group3
Census Block3031
Census Tract1501

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address774 E OSMOND LN, PROVO, UT 84604-5230
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
ZIONS BANCORPORATION NA
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
ZB NA
Nov 9, 2021Intrafamily Transfer, Transfer
STEWART TITLE INSURANCE AGENCY, STEWART TITLE INSURANCE AGCY
Nov 4, 2021Intrafamily Transfer, Transfer · Construction Mortgage
ZB NA
Aug 25, 2021Intrafamily Transfer, Transfer
UNITED W TITLE, UNITED WEST TITLE
Jan 14, 2021Warranty Deed, Transfer · Conventional Mortgage
UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2021 · Amount on Record
Deed SaleNov 4, 2021 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Document Number2021187696
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Recording DateApr 24, 2026
Property Address961 E 4500 N, PROVO, UT 84604-5329
Document Number0000034611
Instrument DateApr 20, 2026
Instrument202634611
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPROSPECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address961 E 4500 N, PROVO, UT 84604-5329

Mortgage

Document Number0000034611,
DateApr 24, 2026
Instrument202634611
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address961 E 4500 N, PROVO, UT 84604-5329
Transaction TypeMortgage
Record UpdatedApr 23, 2024
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address961 E 4500 N, PROVO, UT 84604-5329

Mortgage

Document Number0000024790
DateApr 17, 2024
Instrument24790:2024
Lender
NameZB NA
TypeBank
AddressOREM, UT 84097
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateNov 9, 2021
Property Address961 E 4500 N, PROVO, UT 84604-5329
Document Number0000189635
Instrument DateNov 9, 2021
Instrument189635:2021
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanySTEWART TITLE INSURANCE AGENCY, STEWART TITLE INSURANCE AGCY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address774 OSMOND LN, PROVO, UT 84604-5230

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateNov 4, 2021
Property Address961 E 4500 N, PROVO, UT 84604-5329
Document Number0000187696
Instrument DateNov 4, 2021
Instrument187696:2021
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanySTEWART TITLE INSURANCE AGENCY, STEWART TITLE INSURANCE AGCY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address961 E 4500 N, PROVO, UT 84604-5329

Mortgage

Document Number0000187695
DateNov 4, 2021
Instrument187695:2021
Lender
NameZB NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term385 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate2.62%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate7.62%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateAug 25, 2021
Property Address961 E 4500 N, PROVO, UT 84604-5329
Document Number0000148405
Instrument DateDec 29, 2020
Instrument148405:2021
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyUNITED W TITLE, UNITED WEST TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 E OSTOUND LANE, PROVO, UT 84604

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateJan 14, 2021
Property Address961 E 4500 N, PROVO, UT 84604-5329
Document Number0000007795
Instrument DateDec 18, 2020
Instrument7795:2021
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyUNITED WEST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address774 OSMOND LN, PROVO, UT 84604-5230

Mortgage

Document Number0000007796
DateJan 14, 2021
Instrument7796:2021
Lender
NameUTAH COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJan 12, 2024

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityProvo City
Unified School DistrictProvo School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$985,710 (+7.79%)$1,792,200 (+7.79%) Land $273,500 Building $1,518,700
2025$9,162.00 (+0.5%)$914,485 (+60.71%)$1,662,700 (+60.71%) Land $248,700 Building $1,414,000
2024$9,116.00 (+55.48%)
2023$5,863.00 (+127.16%)$569,030$1,034,600 Land $236,900 Building $797,700
2022$2,581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984–2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 67% of Utah
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVO CITY
serves 116,288 people · EPA ID UTAH25006
Water SourcePurchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State InspectionSep 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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