Ramsey County property record for 961 Carmel Ct, Shoreview, MN 55126
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1972 |
| Lot Size | 0.4 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Oct 2020) |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-32-0120 |
| Primary APN | 14-30-23-32-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742 sqft (0.4 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 288264 |
|---|---|
| Street Address | 961 CARMEL CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55126-5881 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LAKE MARTHA SECOND ADDITION LOT 4 BLK 6 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Subdivision | LAKE MARTHA SECOND ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40707 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 961 CARMEL CT, SAINT PAUL, MN 55126-5881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage IDEAL CU |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Jan 3, 2005 · Amount on Record |
| Deed Document Number | 20202679434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 961 CARMEL CT, SHOREVIEW, MN 55126-5881 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 961 CARMEL CT, SAINT PAUL, MN 55126-5881 |
| Document Number | 0T02762651 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | T02762651 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55109 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 30, 2020 |
| Property Address | 961 CARMEL CT, SHOREVIEW, MN 55126-5881 |
| Document Number | 0002679434 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2679434 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | TITLE SPECIALIST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $663.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 961 CARMEL CT SHOREVIEW MN 551265881, SHOREVIEW, MN 55126-5881 |
| Document Number | 2679435 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2679435 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,600 (+6.57%) Land $50,000 Building $188,600 | $238,600 (+6.57%) Land $50,000 Building $188,600 | |
| 2025 | $2,720.00 (+31.91%) | ||
| 2023 | $2,062.00 Homeowner's exemption | $223,900 Land $50,000 Building $173,900 | $223,900 Land $50,000 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures