961 3rd St, Lafayette, CA 94549 Property Records

Contra Costa County property record for 961 3rd St, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,976 sqft · built 1938
Lot Size	0.171 acres (7,425 sqft)
Owner	2 Company Names on Record
Last Sale	$3,000,000 (Nov 2025)
Tax Bill	$15,062 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`233-051-002-1`

Property Details

APN / Parcel Number

Primary APN	`233-051-002-1`
Alternative APN	`233-051-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,976 sqft Living Area
1st Floor Area	1,747 sqft
2nd Floor Area	1,229 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Lot Area	7,425 sqft (0.171 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	961 3RD ST
City	LAFAYETTE
State	CA
Zip	94549-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	LAF HOMESITES LOT 13 & POR 12 & 14 BLK 7
Legal Subdivision	LAFAYETTE HOMESITES MAP 01
Legal Block	7
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3013
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	961 3RD ST, LAFAYETTE, CA 94549-4513
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 5, 2025	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Apr 4, 2011 · Amount on Record
Deed Document Number	2025125028
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0000050117
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 8, 2026
Property Address	961 3RD ST, LAFAYETTE, CA 94549-4513
Document Number	0000071858
Instrument Date	Jun 26, 2026
Instrument	202671858
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	961 3RD ST, LAFAYETTE, CA 94549-4513

Mortgage

Document Number	0000071858,
Date	Jul 8, 2026
Instrument	202671858

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2025
Property Address	961 3RD ST, LAFAYETTE, CA 94549-4513
Document Number	0000125028
Map Reference	VOL 12 PG 266
Instrument Date	Oct 28, 2025
Instrument	2025- 125028
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 3RD ST, LAFAYETTE, CA 94549-4513

Mortgage

Document Number	0000125029
Date	Nov 5, 2025
Instrument	2025- 125029

Lender

Name	ORIGINPOINT MORTGAGE LLC ILTLN ORIG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,000,000 (+152.06%) Land $1,000,000 Building $2,000,000
2025	$15,062.00 (+3.57%)	$1,190,172 (+4.04%) Land $531,820 Building $658,352
2023	$14,543.00 (+1.55%)	$1,143,959 Land $511,170 Building $632,789
2022	$14,321.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1982–2002)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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