Howard County property record for 9609 Overton Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,604 sqft · built 1998 |
| Lot Size | 0.156 acres (6,775 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2021) |
| Tax Bill | $8,365 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-555691 |
| Primary APN | 06-555691 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Total Area |
| Basement Area | 630 sqft |
| Finished Basement | 630 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,775 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 555691 |
|---|---|
| Street Address | 9609 OVERTON DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 335 6,775 SQ 9609 OVERTON DR KINGSWOODS SEC 4 |
| Legal Subdivision | KINGS WOODS |
| Legal Lot Number | 335 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3567 LAUREL FORT MEADE RD, 507, LAUREL, MD 20724-2041 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Jul 2, 2021 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Aug 8, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 15, 2017 | Grant Deed, Transfer · Conventional with PMI APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Aug 8, 2019 · Amount on Record |
| Deed Book / Page | 20689 / 161 |
| Prior Transfer Date | Nov 28, 2016 |
| Prior Transfer Doc | 0172940010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | MADISON SETTLEMENT SERVICES-CHAMBE, MADISON STLMT SVCS BALTIMORE |
| Name | Verified Name |
|---|
| Document Number | 0213790265 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 21379/265 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0192760306 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 19276/306 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 2, 2021 |
| Property Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Document Number | 0206890161 |
| Book / Page | 20689 / 161 |
| Map Reference | PL 12620&12621 |
| Instrument Date | Jun 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Document Number | 20689169 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 20689/169 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 8, 2019 |
| Property Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Document Number | 0188160294 |
| Book / Page | 18816 / 294 |
| Map Reference | PL 12620&12621 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 MARKET ST APT 114, 2, CHATTANOOGA, TN 37402-1003 |
| Name | Verified Name |
|---|---|
| Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Document Number | 18816303 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 18816/303 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 15, 2017 |
| Property Address | 9609 OVERTON DR, LAUREL, MD 20723-1485 |
| Document Number | 0174890529 |
| Book / Page | 017489 / 000529 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11209 LEGATO WAY SILVER SPRING MD 209015053, SILVER SPRING, MD 20901-5053 |
| Document Number | 174890534 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 017489/000534 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,365.00 (+4.42%) | $535,967 (+4.44%) | $581,500 (+13.31%) Land $257,900 Building $323,600 |
| 2025 | $8,011.00 (+66.1%) | $513,200 (+12.38%) Land $217,900 Building $295,300 | $513,200 (-) Land $217,900 Building $295,300 |
| 2023 | $456,667 | $513,200 Land $217,900 Building $295,300 | |
| 2022 | $4,823.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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