Hamilton County property record for 9609 Mountain Shadows Dr, Chattanooga, TN 37421 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,753 sqft · built 1984 |
| Lot Size | 1.24 acres (54,086 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,000 (Dec 2013) |
| Tax Bill | $2,603 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160I E 031 |
| Primary APN | 160I E 031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,753 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,086 sqft (1.24 acres) |
| Lot Dimensions | 327 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000102969 |
|---|---|
| Street Address | 9609 MOUNTAIN SHADOWS DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 201 MOUNTAIN SHADOWS ESTS 34-171 |
| Legal Subdivision | MOUNTAIN SHADOWS EST |
| Legal Lot Number | 201 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11324 |
Source: Hamilton County records · APN 160I E 031
Assessment roll updated January 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9609 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 26, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2013 · Amount on Record |
| Deed Sale | Dec 09, 2013 · Amount on Record |
| Prior Sale | Oct 28, 1999 · Amount on Record |
| Deed Document Number | 20133 |
| Deed Book / Page | 10116 / 649 |
| Prior Transfer Date | May 07, 2010 |
| Prior Transfer Doc | 0000000154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 9609 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-5354 |
| Document Number | 0000000019 |
| Book / Page | 14273 / 107 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9609 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-5354 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000019, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 14273/107 |
| Instrument | 202619 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 9609 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-5354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | UNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000098 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 12615/429 |
| Instrument | 2021081900098 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 9609 MOUNTAIN SHADOWS DR, CHATTANOOGA, TN 37421-5354 |
| Document Number | 0408000122 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9609 MOUNTAIN SHADOWS DR CHATTANOOGA TN 374215354, CHATTANOOGA, TN 37421-5354 |
| Document Number | 0408000122 |
|---|---|
| Date | Apr 08, 2019 |
| Book Page | 011607/000784 |
| Instrument | 190408000122 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 07, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,603.00 (+1.36%) | $171,800 (+49.65%) | $687,200 (+49.65%) Land $110,000 Building $577,200 |
| 2024 | $2,568.00 (-0.35%) | $114,800 (-) | $459,200 (-) Land $60,000 Building $399,200 |
| 2023 | $2,577.00 | $114,800 | $459,200 Land $60,000 Building $399,200 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650113242, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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