9609 Mountain Lake Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 9609 Mountain Lake Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,651 sqft · built 1996
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2018)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114N A 012`

Property Details

APN / Parcel Number

Primary APN	`114N A 012`
Alternative APN	`0000135135`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,651 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	429 ft deep x 150 ft wide
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000135135
Street Address	9609 MOUNTAIN LAKE DR
City	OOLTEWAH
State	TN
Zip	37363-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 MOUNTAIN LAKE ESTATES PB52 PG128 REV PB58 PG180
Legal Subdivision	MOUNTAIN LAKE ESTATE
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	11206

Owner

9609 Mountain Lake Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9609 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FNB BK
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJC MTG
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Deed Document Number	2018247
Deed Book / Page	11419 / 112
Prior Transfer Date	Dec 5, 2008
Prior Transfer Doc	0000000246
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9609 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6212
Document Number	0619000154
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9609 MOUNTAIN LAKE DR OOLTEWAH TN 373636212, OOLTEWAH, TN 37363-6212

Mortgage

Document Number	0619000154
Date	Jun 19, 2020
Book Page	012042/000794
Instrument	200619000154

Lender

Name	FNB BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 18, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	9609 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6212
Document Number	0206000025
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9609 MOUNTAIN LAKE DR OOLTEWAH TN 373636212, OOLTEWAH, TN 37363-6212

Mortgage

Document Number	0206000025
Date	Feb 6, 2020
Book Page	011900/000790
Instrument	200206000025

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 3, 2018
Property Address	9609 MOUNTAIN LAKE DR, OOLTEWAH, TN 37363-6212
Document Number	0803000247
Book / Page	011419 / 000112
Instrument Date	Aug 1, 2018
Instrument	180803000247
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9609 MOUNTAIN LAKE DR OOLTEWAH TN 373636212, OOLTEWAH, TN 37363-6212

Mortgage

Document Number	803000248
Date	Aug 3, 2018
Book Page	011419/000115
Instrument	180803000248

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9609 Mountain Lake Dr was $4,455, down 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,455.00 (-2.5%)	$293,925 (+43.92%)	$1,175,700 (+43.92%) Land $150,000 Building $1,025,700
2024	$4,569.00 (-0.2%)	$204,225 (-)	$816,900 (-) Land $157,500 Building $659,400
2023	$4,578.00	$204,225	$816,900 Land $157,500 Building $659,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9609 Mountain Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9609 Mountain Lake Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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