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9609 Indian Trail Dr, Berlin, MD 21811 Property Records

Worcester County property record for 9609 Indian Trail Dr, Berlin, MD 21811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,578 sqft · built 2000
Lot Size0.468 acres (20,404 sqft)
Owner2 Individual Names on File
Last Sale$849,900 (May 2023)
Tax Bill$6,615 (2025)
Deeds & MortgagesMar 2024 Line of Credit
May 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-373425

Property Details

APN / Parcel Number

Primary APN10-373425
Alternative APN
  • 373425

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,578 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,404 sqft (0.468 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area732 sqft
Parking Spaces3 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area692 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number373425
Street Address9609 INDIAN TRAIL DR
CityBERLIN
StateMD
Zip21811-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 20404 SQ FT INDIAN TRAIL OCEAN REEF SUBDIV
Legal SubdivisionINDIAN TRAIL OCEAN REEF SUB
Legal Lot Number17
JurisdictionWORCESTER MD
Township / Civil Division3, SINEPUXENT
Census Block Group1
Census Block1007
Census Tract951700

Owner

Source: Worcester County records · APN 10-373425

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9609 INDIAN TRAIL DR, BERLIN, MD 21811-2730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
May 18, 2023Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2023 · Amount on Record
Deed SaleMay 18, 2023 · Amount on Record
Prior SaleAug 01, 2006 · Amount on Record
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address9609 INDIAN TRAIL DR, BERLIN, MD 21811-2730
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyNOT AVAILABLE, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087170493
DateMar 04, 2024
Book Page8717/493
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBERLIN, MD 21811
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateMay 18, 2023
Property Address9609 INDIAN TRAIL DR, BERLIN, MD 21811-2730
Document Number0085760120
Book / Page8576 / 120
Map ReferenceMB SVH 158 FO 61
Instrument DateMay 18, 2023
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyNOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,124.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9609 INDIAN TRAIL DR, BERLIN, MD 21811-2730

Mortgage

Document Number0085760126
DateMay 18, 2023
Instrument8576-0126
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$752,267 (+29%)$823,400 (+14.89%) Land $286,600 Building $536,800
2025$6,615.00 (+18.55%)
2023$5,580.00$583,167$716,700 Land $286,600 Building $430,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479517001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 271 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies274 units insured
3 under condo master policies
Nearby Flood Claims107 (1991–2012)
Claims Outside the SFHA4 of 107
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 15 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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