9609 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 9609 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,876 sqft · built 1986
Lot Size	14,620 acres (636,847,200 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2012)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2005 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-11-15-226-003.000-075`

Property Details

APN / Parcel Number

Primary APN	`02-11-15-226-003.000-075`
Alternative APN	`1100150036`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,876 sqft Living Area
Gross Area	5,629 sqft
1st Floor Area	2,438 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	636,847,200 sqft
Garage Type	Attached
Garage Area	753 sqft
Parking Spaces	10 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9609 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 196 OF E 700 OF N 325 FT NE 1/4 SEC 15
Jurisdiction	ALLEN IN
Township / Civil Division	ABOITE
Census Block Group	1
Census Block	1001
Census Tract	11603

Owner

9609 Covington Rd is owned and occupied by two individuals who bought it in September 2012.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Sep 8, 2005	Deed of Trust, Mortgage · Line of Credit CITIBANK FSB
Sep 11, 2012	Warranty Deed, Transfer · Loan Assumption HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2012 · Amount on File
Deed Sale	Sep 11, 2012 · Amount on File
Prior Sale	Aug 27, 2002
Deed Document Number	201252143
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037

Mortgage

Document Number	2025043498
Date	Sep 25, 2025
Instrument	2025043498

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FORT WAYNE, IN 46802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0205058469
Date	Sep 8, 2005
Instrument	205058469

Lender

Name	CITIBANK FSB
Type	Bank
Address	11800 SPECTRUM CTR, RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 11, 2012
Property Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037
Document Number	2012052143
Instrument Date	Aug 31, 2012
Instrument	2012052143
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	RIVERBEND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9609 COVINGTON RD, FORT WAYNE, IN 46804-6037

Mortgage

Document Number	2012052144
Date	Sep 11, 2012
Instrument	2012052144

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2013
Change Frequency	Annually
Max Rate At Change	7.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 9609 Covington Rd was $4,300 with a homeowner's exemption, down 2.1% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Aboite Township
Municipality	Fort Wayne City
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (-2.07%)	$412,600 Land $83,900 Building $328,700	$412,600 Land $83,900 Building $328,700
2024	$4,391.00 (-15.99%)
2023	$5,227.00 (+5.49%)	$397,100 (+7.44%) Land $83,900 Building $313,200	$397,100 (+7.44%) Land $83,900 Building $313,200
2022	$4,955.00 (+12.33%) Homeowner's exemption	$369,600 Land $54,600 Building $315,000	$369,600 Land $54,600 Building $315,000
2021	$4,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9609 Covington Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9609 Covington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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