Bell County property record for 9608 Old 81, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,525 sqft · built 1976 |
| Lot Size | 1.28 acres (56,018 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,500 (Apr 2007) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0490800900 |
| Primary APN | 0490800900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,018 sqft (1.28 acres) |
| Lot Dimensions | 270 ft deep x 206 ft wide |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Storage Building | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 9608 OLD 81 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0182BC S CHRISTOPHER, 5-9, ACRES 1.286 |
| Legal Subdivision | S CHRISTOPHER |
| Legal Block | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20101 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9608 OLD 81, TROY, TX 76579-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage RYAN MITCHELL ALFORD |
| Jan 13, 2023 | Intrafamily Transfer, Transfer |
| Mar 3, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2007 · Amount on Record |
| Deed Sale | Apr 2, 2007 · Amount on Record |
| Deed Document Number | 200714166 |
| Last Transfer Date | Oct 5, 2021 |
| Transfer Doc | 0000001890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 9608 OLD 81, TROY, TX 76579-3771 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9608 OLD HIGHWAY 51, 51, TROY, TX 76579-3771 |
| Document Number | 0000041492 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022041492 |
| Name | RYAN MITCHELL ALFORD |
|---|---|
| Type | Private Party |
| Address | VAN HORN, TX 79855 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 13, 2023 |
| Property Address | 9608 OLD 81, TROY, TX 76579-3771 |
| Document Number | 0000001890 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2023001890 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1358, VAN HORN, TX 79855-1358 |
| Name | Verified Name |
|---|---|
| Address | 9608 OLD 81, TROY, TX 76579-3771 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 9608 OLD 81, TROY, TX 76579-3771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010567 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020-00010567 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (+7.29%) | $244,286 (+0.9%) Land $53,777 Building $190,509 | $244,286 (+0.9%) Land $53,777 Building $190,509 |
| 2023 | $1,550.00 (-29.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $242,096 Land $41,453 Building $200,643 | $242,096 Land $41,453 Building $200,643 |
| 2022 | $2,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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