Lubbock County property record for 9608 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1981 |
| Lot Size | 0.188 acres (8,232 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,663 (Mar 2026) |
| Tax Bill | $2,448 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Mar 2026 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R114932 |
| Primary APN | R114932 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,232 sqft (0.188 acres) |
| Lot Width | 65 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9608 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY PINES L 398 |
| Legal Subdivision | UNIVERSITY PINES |
| Legal Lot Number | 398 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10505 |
Source: Lubbock County records · APN R114932
Assessment roll updated October 1, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 03, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 03, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 03, 2026 | Vendor's Lien, Transfer CARDINAL FINANCIAL COMPANY LP |
| Mar 03, 2026 | Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2026 · Amount on Record |
| Deed Sale | Mar 03, 2026 · Amount on Record |
| Prior Sale | Mar 03, 2004 |
| Deed Document Number | 20267582 |
| Prior Transfer Date | Feb 12, 2026 |
| Prior Transfer Doc | 0000007581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007584 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026007584 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007584 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026007584 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007583 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026007583 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 03, 2026 |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Document Number | 0000007582 |
| Map Reference | VOL 1603 PG 692 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026007582 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Date | Mar 03, 2026 |
|---|
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 03, 2026 |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Document Number | 0000007582 |
| Map Reference | VOL 1603 PG 692 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026007582 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Document Number | 0000007583 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026007583 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 9608 ELGIN AVE, LUBBOCK, TX 79423-4224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000058652 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 2020058652 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 159 Months |
| Due | Mar 01, 2034 |
Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,448.00 (-6.64%) | $138,389 (-1.9%) Land $11,200 Building $127,189 | $138,389 (-1.9%) Land $11,200 Building $127,189 |
| 2024 | $2,622.00 | ||
| 2023 | $2,622.00 (+8.26%) | $141,067 Land $11,200 Building $129,867 | $141,067 Land $11,200 Building $129,867 |
| 2022 | $2,422.00 |
Source: FEMA National Flood Hazard Layer as of October 6, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 341 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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