9605 Ridgemoor Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9605 Ridgemoor Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1957
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Dec 2022)
Tax Bill	$1,722 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`510-0051-0364-00`

Property Details

APN / Parcel Number

Primary APN	`510-0051-0364-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9605 RIDGEMOOR AVE
City	CINCINNATI
State	OH
Zip	45231-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NIAGARA ST 65 X 125 IRR LOT 243 NORTHBROOK SUB BLK C
Legal Subdivision	NORTHBROOK SUB
Legal Block	C
Legal Lot Number	243
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2008
Census Tract	21603

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 1, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 25, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Aug 15, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2022 · Amount on Record
Deed Sale	Dec 1, 2022 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2022109733
Deed Book / Page	14804 / 535
Prior Transfer Date	Nov 4, 2013
Prior Transfer Doc	0000150719
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116759
Date	Sep 27, 2021
Book Page	14510/3711
Instrument	2021-0116759

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 1, 2022
Property Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229
Document Number	0000109733
Book / Page	14804 / 535
Map Reference	MB 78 PG 67
Instrument Date	Oct 31, 2022
Instrument	2022-0109733
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229

Mortgage

Document Number	0000109734
Date	Dec 1, 2022
Instrument	2022-0109734

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

Mortgage

Document Number	0000109735
Date	Dec 1, 2022
Book Page	14804/552
Instrument	2022-0109735

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229
Document Number	0000084510
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 RIDGEMOOR AVE MOUNT HEALTHY OH 452312229, MOUNT HEALTHY, OH 45231-2229

Mortgage

Document Number	0000084510
Date	Oct 1, 2019
Book Page	014013/000377
Instrument	84510

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Interest

Rate	4.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9605 RIDGEMOOR AVE, CINCINNATI, OH 45231-2229
Document Number	0000083943
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9605 RIDGEMOOR AVE CINCINNATI OH 452312229, CINCINNATI, OH 45231-2229

Mortgage

Document Number	0000083943
Date	Sep 30, 2019
Book Page	014012/000397
Instrument	83943

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,722.00 (+5.97%)	$32,201 (+0.01%) Land $7,550 Building $24,651	$92,000 (-) Land $21,570 Building $70,430
2024	$1,625.00 (-1.04%)	$32,199 (-) Land $7,549 Building $24,650
2023	$1,642.00 (-26.86%)	$32,199 (+0.53%) Land $7,549 Building $24,650	$92,000 (+0.54%) Land $21,570 Building $70,430
2022	$2,245.00 Homeowner's exemption	$32,029 Land $6,885 Building $25,144
2020			$91,510 Land $19,670 Building $71,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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