9605 Duffer Way, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 9605 Duffer Way, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,404 sqft · built 1978
Lot Size0.046 acres (1,980 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Jan 2020)
Tax Bill$5,506 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-01551958

Property Details

APN / Parcel Number

Primary APN09-01551958
Alternative APN
  • 01551958

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,404 sqft Living Area
Gross Area2,644 sqft
1st Floor Area902 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,980 sqft (0.046 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01551958
Street Address9605 DUFFER WAY
CityMONTGOMERY VILLAGE
StateMD
Zip20886-1309
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTLD
Legal DescriptionFAIRWAY ISLAND MONTG VILL
Legal SubdivisionFAIRWAY ISLAND MONTG VILL
Legal Block2
Legal Lot Number63
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2003
Census Tract700811

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9605 DUFFER WAY, MONTGOMERY VILLAGE, MD 20886-1309
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Line of Credit
PRESIDENTIAL BANK FSB
Jan 28, 2020Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleSep 18, 2014 · Amount on Record
Deed Book / Page58925 / 277
Prior Transfer DateFeb 2, 2015
Prior Transfer Doc0499000439
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address9605 DUFFER WAY, GAITHERSBURG, MD 20886-1309
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9605 DUFFER WAY, GAITHERSBURG, MD 20886-1309

Mortgage

Document Number0664550107
DateNov 2, 2022
Book Page66455/107
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJan 28, 2020
Property Address9605 DUFFER WAY, GAITHERSBURG, MD 20886-1309
Document Number0589250277
Book / Page58925 / 277
Map ReferenceMB 94 PL 10364
Instrument DateAug 23, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyTITLE TOWN SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address9605 DUFFER WAY, GAITHERSBURG, MD 20886-1309

Mortgage

Document Number58925285
DateJan 28, 2020
Instrument58925/285
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,900 (+8.82%) Land $150,000 Building $326,900$476,900 (-) Land $150,000 Building $326,900
2025$5,506.00 (+10.61%)$438,233 (+21.43%)$476,900 (+32.14%) Land $150,000 Building $326,900
2024$4,978.00 (+40.78%)
2023$360,900 Land $150,000 Building $210,900$360,900 Land $150,000 Building $210,900
2022$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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