Howard County property record for 9605 Clocktower Ln, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,636 sqft · built 1988 |
| Lot Size | 0.033 acres (1,437 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,100 (Dec 2018) |
| Tax Bill | $5,028 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-185647 |
| Primary APN | 16-185647 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,636 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,437 sqft (0.033 acres) |
| Garage Type | Built-in |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 185647 |
|---|---|
| Street Address | 9605 CLOCKTOWER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1868 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT D-138 .0339 A 9605 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1 |
| Legal Subdivision | VILLAGE OF KINGS CONTRIVANCE |
| Legal Lot Number | D 138 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606804 |
Source: Howard County records · APN 16-185647
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9605 CLOCKTOWER LN, COLUMBIA, MD 21046-1868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS |
| Dec 03, 2018 | Grant Deed, Transfer · Conventional with PMI APEX HM LNS |
| Dec 03, 2018 | Grant Deed, Transfer MIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2018 · Amount on Record |
| Deed Sale | Dec 03, 2018 · Amount on Record |
| Prior Sale | Dec 03, 2018 · Amount on Record |
| Deed Book / Page | 18470 / 32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9605 CLOCKTOWER LN, COLUMBIA, MD 21046-1868 |
| Document Number | 0195110239 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | COUNSELLOR TITLE COMPANY INC, COUNSELLOR TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9605 CLOCKTOWER LN COLUMBIA MD 210461868, COLUMBIA, MD 21046-1868 |
| Document Number | 0195110239 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 019511/000239 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 05, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 03, 2018 |
| Property Address | 9605 CLOCKTOWER LN, COLUMBIA, MD 21046-1868 |
| Document Number | 0184700032 |
| Book / Page | 018470 / 000032 |
| Instrument Date | Oct 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2018 |
| Title Company | COMPETITIVE TITLE AGENCY INC, COMPETITIVE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9605 CLOCKTOWER LN COLUMBIA MD 210461868, COLUMBIA, MD 21046-1868 |
| Document Number | 184700038 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 018470/000038 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 03, 2018 |
| Property Address | 9605 CLOCKTOWER LN, COLUMBIA, MD 21046-1868 |
| Document Number | 0184700027 |
| Book / Page | 018470 / 000027 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MIDATLANTIC SETTLEMENT SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $294.36 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 N PARK DR #100 HUNT VALLEY MD 210301876, 100, HUNT VALLEY, MD 21030-1876 |
| Investor | Possibly a Property Investor |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,600 (+7.95%) Land $160,000 Building $208,600 | $368,600 (-) Land $160,000 Building $208,600 | |
| 2025 | $5,028.00 (+58.46%) Homeowner's exemption | $341,467 (+18.9%) | $368,600 (+28.34%) Land $160,000 Building $208,600 |
| 2023 | $287,200 Land $130,000 Building $157,200 | $287,200 Land $130,000 Building $157,200 | |
| 2022 | $3,173.00 |
Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 434 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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