9604 Ruth Ct, Belvidere, IL 61008 Property Records

Boone County property record for 9604 Ruth Ct, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,602 sqft · built 1989
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2023)
Tax Bill	$5,247 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-153-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-153-004`
Alternative APN	`06-06-18-153-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	3,204 sqft
Basement Area	1,602 sqft
Unfinished Basement	1,602 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	06-06-18-153-004
Street Address	9604 RUTH CT
City	BELVIDERE
State	IL
Zip	61008-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	18-44-4 STAN LEE ESTATES PLAT 2 LOT 58 9604 RUTH CT SE69, SW166.68, W57.88, N203, E110
Legal Subdivision	LEE ESTATES
Legal Lot Number	58
Jurisdiction	BOONE IL
Township / Civil Division	BONUS
Census Block Group	1
Census Block	1004
Census Tract	10502

Owner

9604 Ruth Ct is owned by an individual who bought it in May 2023.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	6919 CHURCHILL CT, DOWNERS GROVE, IL 60516-3657
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on File
Deed Sale	May 8, 2023 · Amount on File
Prior Sale	Nov 18, 2002 · Amount on File
Record Updated	Sep 20, 2026

May 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BOONE IL
Recording Date	May 8, 2023
Property Address	9604 RUTH CT, BELVIDERE, IL 61008-8970
Document Number	2023R01679
Map Reference	DOC 78-455
Instrument Date	Apr 27, 2023
Instrument	2023R01679
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9585 RUTH CT, BELVIDERE, IL 61008-8974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6919 CHURCHILL CT, DOWNERS GROVE, IL 60516-3657

Mortgage

Document Number	2023R01680
Date	May 8, 2023
Instrument	2023R01680

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate At Change	10.5%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 9604 Ruth Ct was $5,247.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Bonus Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00	$72,639 (+5.07%) Land $8,333 Building $64,306	$217,917 (+5.07%) Land $24,999 Building $192,918
2024		$69,131 Land $8,333 Building $60,798	$207,393 Land $24,999 Building $182,394
2022	$4,047.00	$55,101 Land $8,333 Building $46,768	$165,303 Land $24,999 Building $140,304

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9604 Ruth Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9604 Ruth Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20