9604 Hammonds Overlook Ct, Laurel, MD 20723 Property Records

Howard County property record for 9604 Hammonds Overlook Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,698 sqft · built 2011
Lot Size	0.044 acres (1,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,190 (Mar 2011)
Tax Bill	$6,363 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-591825`

Property Details

APN / Parcel Number

Primary APN	`06-591825`
Alternative APN	`591825`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,698 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,935 sqft (0.044 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	591825
Street Address	9604 HAMMONDS OVERLOOK CT
City	LAUREL
State	MD
Zip	20723-5913
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 18 1,935 SQ' 9604 HAMMONDS OVERLOOK C HAMMONDS PROMISE OVERLOO
Legal Subdivision	HAMMONDS PROMISE OVRLK
Legal Lot Number	18
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606904

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9604 HAMMONDS OVERLOOK CT, LAUREL, MD 20723-5913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2011 · Amount on Record
Deed Sale	Mar 16, 2011 · Amount on Record
Prior Sale	Mar 16, 2011 · Amount on Record
Deed Book / Page	13130 / 424
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9604 HAMMONDS OVERLOOK CT, LAUREL, MD 20723-5913
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 HAMMONDS OVERLOOK CT, LAUREL, MD 20723-5913

Mortgage

Document Number	0212290473
Date	Dec 30, 2021
Book Page	21229/473

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Feb 1, 2043

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9604 HAMMONDS OVERLOOK CT, LAUREL, MD 20723-5913
Document Number	0183550386
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 HAMMONDS OVERLOOK CT LAUREL MD 207235913, LAUREL, MD 20723-5913

Mortgage

Document Number	0183550386
Date	Sep 10, 2018
Book Page	018355/000386

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	ARLIGNTON, VA 22204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7.75%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9604 HAMMONDS OVERLOOK CT, LAUREL, MD 20723-5913
Document Number	0180270279
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 HAMMONDS OVERLOOK CT LAUREL MD 207235913, LAUREL, MD 20723-5913

Mortgage

Document Number	0180270279
Date	Jan 29, 2018
Book Page	018027/000279

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	901 S HIGHLAND ST, ARLINGTON, VA 22204-2400

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 28, 2020

Interest

Rate Type	Fixed Rate
Rate	7.75%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,363.00 (-2.03%) Homeowner's exemption	$474,400 (+4.61%)	$516,200 (+13.83%) Land $200,000 Building $316,200
2025	$6,495.00 (+60.05%) Homeowner's exemption	$453,500 (+15.86%) Land $150,000 Building $303,500	$453,500 (-) Land $150,000 Building $303,500
2023		$391,433	$453,500 Land $150,000 Building $303,500
2022	$4,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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