9604 Ernst Rd, Fort Wayne, IN 46809 Property Records

Allen County property record for 9604 Ernst Rd, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,801 sqft · built 1976
Lot Size	20,460 acres (891,237,600 sqft)
Owner	Individual Name on File
Last Sale	$218,817 (Oct 2025)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-16-02-300-005.000-048`

Property Details

APN / Parcel Number

Primary APN	`02-16-02-300-005.000-048`
Alternative APN	`1700030027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,801 sqft Living Area
Gross Area	3,796 sqft
1st Floor Area	2,584 sqft
Basement Area	832 sqft
Finished Basement	217 sqft
Unfinished Basement	615 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	891,237,600 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	9604 ERNST RD
City	FORT WAYNE
State	IN
Zip	46809-9606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 200 OF NW 886.4FT SE OF LOW HUNT RD OF SW 500FT NE OF ERNST RD CL LAF RES
Legal Subdivision	LAFOUNTAIN RESERVE
Jurisdiction	ALLEN IN
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2009
Census Tract	11701

Owner

Source: Allen County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 13, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 13, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Deed Document Number	202546308
Prior Transfer Date	Oct 7, 2025
Prior Transfer Doc	0000046307
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005665
Date	Jan 27, 2017
Instrument	2017005665

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Oct 13, 2025
Property Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606
Document Number	2025046309
Instrument Date	Oct 7, 2025
Instrument	2025046309
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606

Mortgage

Document Number	2025046310
Date	Oct 13, 2025
Instrument	2025046310

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 13, 2025
Property Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606
Document Number	2025046308
Instrument Date	Sep 5, 2025
Instrument	2025046308
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9604 ERNST RD, FORT WAYNE, IN 46809-9606

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Lafayette Township
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,238.00 (+0.87%)	$386,100 (+2.33%) Land $60,900 Building $325,200	$386,100 (+2.33%) Land $60,900 Building $325,200
2024	$3,210.00 (-10.13%)	$377,300 (-2.81%) Land $60,900 Building $316,400	$377,300 (-2.81%) Land $60,900 Building $316,400
2023	$3,572.00 (+21.29%)	$388,200 (+9.54%) Land $55,700 Building $332,500	$388,200 (+9.54%) Land $55,700 Building $332,500
2022	$2,945.00	$354,400 Land $37,300 Building $317,100	$354,400 Land $37,300 Building $317,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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