9604 Beech Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 9604 Beech Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,381 sqft · built 1974
Lot Size0.96 acres (41,818 sqft)
Owner2 Individual Names on File
Tax Bill$6,524 (2024)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN13-35-378-002

Property Details

APN / Parcel Number

Primary APN13-35-378-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,381 sqft Living Area
Gross Area1,933 sqft
1st Floor Area1,381 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRaised Ranch
Construction TypeFrame
Foundation TypeConcrete
Lot Area41,818 sqft (0.96 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address9604 BEECH AVE
CityCRYSTAL LAKE
StateIL
Zip60014-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 545577 LT 166 ROBERT BARTLETTS FOREST HILLS SUB
Legal SubdivisionROBERT BARTLETTS FOREST HILLS SUB
Legal Block378
Legal Lot Number166
JurisdictionMCHENRY IL
Township / Civil DivisionDORR
Census Block Group1
Census Block1078
Census Tract870906

Owner

9604 Beech Ave is owned and occupied by two individuals.

Source: McHenry County records, as of August 20, 2026

Owner of Record2 Individual Names on File
Mailing Address9604 BEECH AVE, CRYSTAL LAKE, IL 60014-4831
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address9604 BEECH AVE, CRYSTAL LAKE, IL 60014-4831
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004114
DateFeb 17, 2026
Instrument2026R0004114
Lender
NameCONSUMERS CU
TypeCredit Union
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDorr Township
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,524.00$104,360 Land $18,987 Building $85,373$313,080 Land $56,961 Building $256,119
2022Homeowner's exemption$88,089 Land $15,238 Building $72,851$264,267 Land $45,714 Building $218,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9604 Beech Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9604 Beech Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKEWOOD
serves 4,267 people · EPA ID IL1115760
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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