9603 Spring Loop Dr, Germantown, TN 38139 Property Records

Shelby County property record for 9603 Spring Loop Dr, Germantown, TN 38139

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,818 sqft · built 1988
Lot Size0.605 acres (26,350 sqft)
OwnerCompany Name on File
Last Sale$470,000 (Jan 2002)
Tax Bill$4,899 (2025)
Deeds & MortgagesDec 2025 Line of Credit
May 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNG0-232X-B0-0022

Property Details

APN / Parcel Number

Primary APNG0-232X-B0-0022

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,818 sqft Living Area
Gross Area5,508 sqft
1st Floor Area2,636 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,350 sqft (0.605 acres)
Lot Dimensions150 ft deep x 92 ft wide
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
Pool Area800 sqft
PorchOpen Porch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address9603 SPRING LOOP DR
CityGERMANTOWN
StateTN
Zip38139-5625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWS SPRING LOOP DR
Legal SubdivisionDOGWOOD GROVE SEC C
Legal Lot Number321
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group1
Census Block1006
Census Tract21356

Owner

Source: Shelby County records · APN G0-232X-B0-0022

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9603 SPRING LOOP DR, GERMANTOWN, TN 38139-5625
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
PARAGON BANK
May 14, 2026Deed of Trust, Mortgage · Line of Credit
PARAGON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 29, 2002 · Amount on Record
Deed SaleJan 29, 2002 · Amount on Record
Deed Document Number200218352
Last Transfer DateJul 20, 2016
Transfer Doc0000075534
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address9603 SPRING LOOP DR, GERMANTOWN, TN 38139-5625
Transaction TypeMortgage
Record UpdatedJan 07, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9603 SPRING LOOP DR, GERMANTOWN, TN 38139-5625

Mortgage

Document Number0025110459
DateDec 30, 2025
Instrument25110459
Lender
NamePARAGON BANK
TypeBank
AddressMEMPHIS, TN 38119
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 09, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateMay 14, 2026
Property Address9603 SPRING LOOP DR, GERMANTOWN, TN 38139-5625
Document Number0000039773
Instrument DateDec 09, 2025
Instrument202639773
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address9603 SPRING LOOP DR, GERMANTOWN, TN 38139-5625

Mortgage

Document Number0000039773,
DateMay 14, 2026
Instrument202639773
Lender
NamePARAGON BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 09, 2045
Interest
Rate TypeAdjustable Rate
Rate6.24%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityGermantown City
Unified School DistrictGermantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,899.00 (-34.11%)$182,150 (+24.04%) Land $32,250 Building $149,900$728,600 (+24.04%) Land $129,000 Building $599,600
2023$146,850 Land $25,775 Building $121,075
2022$7,435.00
2021$587,400 Land $103,100 Building $484,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

Based on FCC filings for 219 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGERMANTOWN WATER DEPT
serves 37,738 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spring Loop Dr

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