St. Clair County property record for 9602 Lambs Rd, Wales, MI 48027
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,990 sqft · built 1830 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 74-31-020-3003-000 |
| Primary APN | 74-31-020-3003-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Lot Area | 116,741 sqft (2.68 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9602 LAMBS RD |
|---|---|
| City | WALES |
| State | MI |
| Zip | 48027-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | BEG S 89D 58M 38S W 1336.69' & S 0D 5M 18S W 618' FROM E 1/4 COR, TH S 0D 5M 18S W 263.22', TH N 88D 12M 44S E 132.88', TH S |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 20 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | WALES |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 652600 |
9602 Lambs Rd is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9602 LAMBS RD, WALES, MI 48027-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Nov 5, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9602 LAMBS RD, WALES, MI 48027-2916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9602 LAMBS RD, WALES, MI 48027-2916 |
| Document Number | 5372178 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5372/178 |
| Instrument | 2021016033 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9602 LAMBS RD, WALES, MI 48027-2916 |
| Document Number | 0048990319 |
| Book / Page | 004899 / 000319 |
| Instrument Date | Nov 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9602 LAMBS RD WALES MI 480272916, WALES, MI 48027-2916 |
| Document Number | 0048990319 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 004899/000319 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9602 Lambs Rd was $1,831 with a homeowner's exemption, up 25.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Wales Township |
| Unified School District | Memphis Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,400 (+13.37%) | $296,800 | |
| 2025 | $1,831.00 (+25.67%) Homeowner's exemption | $130,900 | |
| 2024 | $1,457.00 | $261,800 | |
| 2023 | $117,400 | ||
| 2022 | $1,400.00 | $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9602 Lambs Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9602 Lambs Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Frontier DSL | 115 / 7 |
May also be available: AT&T, Xfinity.
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