9602 Crosscut Dr, Ladson, SC 29456 Property Records

Dorchester County property record for 9602 Crosscut Dr, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2001
Lot Size	0.181 acres (7,879 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`154-11-07-025`

Property Details

APN / Parcel Number

Primary APN	`154-11-07-025`
Alternative APN	`R0043238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,879 sqft (0.181 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0043238
Street Address	9602 CROSSCUT DR
City	LADSON
State	SC
Zip	29456-4977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 17 SUBD: SUMMERWOOD PATIO HOMES PH III
Legal Subdivision	SUMMERWOOD PATIO HOMES
Legal Phase	III
Legal Lot Number	17
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2004
Census Tract	10815

Owner

9602 Crosscut Dr is owned and occupied by two individuals who acquired it in April 2020.

Source: Dorchester County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9602 CROSSCUT DR, LADSON, SC 29456-4977
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK OF SC
Apr 29, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Apr 29, 2020	Quit Claim Deed, Transfer · FHA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020
Deed Sale	Apr 29, 2020
Prior Sale	Jun 1, 2007 · Amount on File
Deed Document Number	20209853
Deed Book / Page	12461 / 73
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	9602 CROSSCUT DR, LADSON, SC 29456-4977
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9602 CROSSCUT DR, LADSON, SC 29456-4977

Mortgage

Document Number	0161960001
Date	Oct 27, 2025
Book Page	16196/1
Instrument	2025023525

Lender

Name	ENTERPRISE BANK OF SC
Type	Bank
Address	RIDGEVILLE, SC 29472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 29, 2020
Property Address	9602 CROSSCUT DR, LADSON, SC 29456-4977
Document Number	2461/0073
Book / Page	012461 / 000073
Instrument Date	Apr 24, 2020
Instrument	9853
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9602 CROSSCUT DR LADSON SC 294564977, LADSON, SC 29456-4977

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER SC
Recording Date	Apr 29, 2020
Property Address	9602 CROSSCUT DR, LADSON, SC 29456-4977
Document Number	2461/0038
Book / Page	012461 / 000038
Instrument Date	Apr 24, 2020
Instrument	9849
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	SOUTHWESTERN TITLE COMPANY, SOUTHWESTERN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9602 CROSSCUT DR LADSON SC 294564977, LADSON, SC 29456-4977

Mortgage

Document Number	2464/0153
Date	Apr 29, 2020
Book Page	012464/000153
Instrument	9981

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9602 Crosscut Dr was $4,142, up 2.1% from the year before.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,142.00 (+2.07%)	$17,715 Land $5,100 Building $12,615	$295,242 Land $85,000 Building $210,242
2024	$4,058.00 (+11.45%)
2023	$3,641.00 (+0.58%)	$10,497 (+9%) Land $1,800 Building $8,697	$174,954 (+9%) Land $30,000 Building $144,954
2022	$3,620.00	$9,630 Land $1,380 Building $8,250	$160,514 Land $23,000 Building $137,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9602 Crosscut Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	107 (1987–2024)
Claims Outside the SFHA	10 of 107
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 8 claims Hurricane Matthew, Oct 2016 · 16 claims Severe Storms And Flooding, Oct 2015 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9602 Crosscut Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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