9600 Hampton Oaks Ln, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 9600 Hampton Oaks Ln, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,135 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Mar 2022)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`231-151-37`

Property Details

APN / Parcel Number

Primary APN	`231-151-37`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,135 sqft Living Area
1st Floor Area	1,553 sqft
Upper Floors Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	14,375 sqft (0.33 acres)
Garage Area	400 sqft
Pool Type	Pool Type
Pool Area	364 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9600 HAMPTON OAKS LN
City	CHARLOTTE
State	NC
Zip	28270-0492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L1 B1 M22-125
Legal Subdivision	HAMPTON OAKS
Legal Block	1
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	5847

Owner

Source: Mecklenburg County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage SHARONVIEW FCU
Jan 17, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	202232622
Deed Book / Page	37112 / 691
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000093470
Date	Sep 29, 2023
Book Page	38402/625
Instrument	2023093470

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206014
Date	Oct 28, 2021
Book Page	36698/488
Instrument	2021206014

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000237846
Date	Dec 17, 2021
Book Page	36882/296
Instrument	2021237846

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000237656
Date	Dec 17, 2021
Book Page	36880/822
Instrument	2021237656

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 1, 2022
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Document Number	0000032622
Book / Page	37112 / 691
Map Reference	MB 22 PG 125
Instrument Date	Mar 1, 2022
Instrument	2022032622
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6243 GOTHIC CT, CHARLOTTE, NC 28210-7009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000032623
Date	Mar 1, 2022
Instrument	2022032623

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 23, 2020
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Document Number	0000092539
Book / Page	34718 / 767
Map Reference	MB 22 PG 125
Instrument Date	Jun 23, 2020
Instrument	2020092539
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$926.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7715 SETON HOUSE LN, 7715, CHARLOTTE, NC 28277-5563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000092540
Date	Jun 23, 2020
Instrument	2020092540

Lender

Name	SHARONVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	9600 HAMPTON OAKS LN, CHARLOTTE, NC 28270-0492
Document Number	0000011903
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9600 HAMPTON OAKS LN CHARLOTTE NC 282700492, CHARLOTTE, NC 28270-0492

Mortgage

Document Number	0000011903
Date	Jan 27, 2020
Book Page	034233/000583
Instrument	11903

Lender

Name	TRUIST BK
Address	DURHAM, NC 27701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00	$612,600 Land $112,500 Building $500,100	$612,600 Land $112,500 Building $500,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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