Santa Clara County property record for 960 White Cloud Dr, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 1998 |
| Lot Size | 0.143 acres (6,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Dec 2018) |
| Tax Bill | $11,565 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 779-52-013 |
| Primary APN | 779-52-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 874 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,225 sqft (0.143 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 960 WHITE CLOUD DR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-6064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 8699 BOOK 689 PAGE 21 PAGE 24 LOT 23 |
| Legal Subdivision | 8699 OAK CRK PH 2B |
| Legal Tract | 8699 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 512307 |
960 White Cloud Dr is owned and occupied by two individuals who bought it in December 2018.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit MIRASTAR FCU |
| Dec 26, 2023 | Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 22, 2018 | Deed of Trust, Mortgage · ARM LUTHER BURBANK SAVINGS |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL |
| Dec 13, 2018 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on File |
| Deed Sale | Dec 13, 2018 · Amount on File |
| Prior Sale | Nov 30, 2012 · Amount on File |
| Deed Document Number | 201824080899 |
| Prior Transfer Date | Sep 15, 2008 |
| Prior Transfer Doc | 0020068553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Document Number | 0025895606 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 25895606 |
| Name | MIRASTAR FCU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 11024, SAN JOSE, CA 95103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE |
| Name | Verified Name |
|---|---|
| Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Document Number | 0025578891 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 25578891 |
| Name | SANTA CLARA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Document Number | 0024969233 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 24969233 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0024008632 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 24008632 |
| Name | LUTHER BURBANK SAVINGS |
|---|---|
| Type | Lending Institution |
| Address | SANTA ROSA, CA 95401 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Sep 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024530166 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 24530166 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Document Number | 0024245815 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 960 WHITE CLOUD DR MORGAN HILL CA 950376064, MORGAN HILL, CA 95037-6064 |
| Document Number | 0024245815 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 24245815 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 13, 2018 |
| Property Address | 960 WHITE CLOUD DR, MORGAN HILL, CA 95037-6064 |
| Document Number | 0024080899 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 24080899 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 960 WHITE CLOUD DR MORGAN HILL CA 950376064, MORGAN HILL, CA 95037-6064 |
| Document Number | 24080900 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 24080900 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2048 |
The 2025 property tax bill for 960 White Cloud Dr was $11,565.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $989,904 (+2%) Land $568,911 Building $420,993 | |
| 2025 | $11,565.00 | $970,495 Land $557,756 Building $412,739 |
| 2023 | $11,218.00 (+1.63%) | $932,812 Land $536,099 Building $396,713 |
| 2022 | $11,038.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 960 White Cloud Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 960 White Cloud Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures