960 W Chicago Rd, Sturgis, MI 49091 Property Records

St. Joseph County property record for 960 W Chicago Rd, Sturgis, MI 49091

Property Summary

Property Type	Commercial
Lot Size	3.46 acres (150,718 sqft)
Owner	Company Name on File
Last Sale	$310,374 (Sep 2017)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-777-132-00`

Property Details

APN / Parcel Number

Primary APN	`052-777-132-00`

Interior

Units	33 Units

Exterior

Lot Area	150,718 sqft (3.46 acres)
Lot Dimensions	170 ft deep x 77.8 ft wide

Location & Zoning

Street Address	960 W CHICAGO RD
City	STURGIS
State	MI
Zip	49091-8714
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	COM SE COR SEC 2 T8S R10W, TH S 89D 30' 26 W 779.14 FT TO POB TH S 89D 29 27 W 301.08 FT TH N 0D 13' 39 W 299.93 FT TH N 89D
Legal Range	10W
Legal Township	08S
Legal Section	02
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1006
Census Tract	40600

Owner

960 W Chicago Rd, a commercial property, is owned by a company that bought it in September 2017.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	1607 SANDPIPER CT, SAINT MARYS, GA 31558-4188
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Sep 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Sep 29, 2017	Deed, Transfer · Line of Credit STURGIS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Jan 4, 2007 · Amount on File
Deed Book / Page	1887 / 481
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	960 W CHICAGO RD, STURGIS, MI 49091-8714
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01887/0639
Date	Oct 2, 2017
Book Page	1887/0639

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	960 W CHICAGO RD, STURGIS, MI 49091-8714
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01974/0250
Date	Sep 11, 2019
Book Page	1974/0250

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 29, 2017
Property Address	960 W CHICAGO RD, STURGIS, MI 49091-8714
Document Number	01887/0481
Book / Page	1887 / 0481
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4235 MACQUEEN DR, 4235, WEST BLOOMFIELD, MI 48323-2834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12531 CEDAR KEY TRL, HUMBLE, TX 77346-3471

Mortgage

Document Number	0018870484
Date	Sep 29, 2017
Instrument	1887/0484

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 960 W Chicago Rd was $3,864.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,800	$235,600
2025	$3,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 W Chicago Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 W Chicago Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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