960 W 18th St, Merced, CA 95340 Property Records

Merced County property record for 960 W 18th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1918
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2021)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 10 more
Flood Zone	Zone AO (high risk)
APN	`031-121-001-000`

Property Details

APN / Parcel Number

Primary APN	`031-121-001-000`
Alternative APN	`031121001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1995
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	5,250 sqft (0.12 acres)
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031121001
Street Address	960 W 18TH ST
City	MERCED
State	CA
Zip	95340-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED POR LOT 8 BLK 167
Legal Subdivision	MERCED
Legal Block	167
Legal Lot Number	8
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3022
Census Tract	1301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 W 18TH ST, MERCED, CA 95340-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage GUILD MORTGAGE CO
Feb 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 3, 2021	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 25, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 25, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 5, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Jul 19, 2018	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2018	Affidavit of Death, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Aug 25, 2020
Deed Document Number	2021034340
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000027187
Date	Oct 14, 2025
Instrument	2025027187

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000005631
Date	Mar 12, 2024
Instrument	2024005631

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000022170
Date	Sep 18, 2023
Instrument	2023022170

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000034343
Date	Aug 3, 2021
Instrument	2021034343

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000003436
Date	Feb 17, 2023
Instrument	2023003436

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2021
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000034340
Map Reference	MB 1 PG 12
Instrument Date	Jul 8, 2021
Instrument	2021034340
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000034341
Date	Aug 3, 2021
Instrument	2021034341

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000034342
Date	Aug 3, 2021
Instrument	2021034342

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2020
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000029414
Instrument Date	Aug 24, 2020
Instrument	29414
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	920 W 23RD ST MERCED CA 953403515, MERCED, CA 95340-3515

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 25, 2020
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000029413
Instrument Date	Aug 21, 2020
Instrument	29413
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	920 W 23RD ST MERCED CA 953403515, MERCED, CA 95340-3515

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Sep 5, 2019
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000027849
Instrument Date	Aug 15, 2019
Instrument	27849
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	960 W 18TH ST MERCED CA 953404503, MERCED, CA 95340-4503

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000021747
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 GOLDEN TRAIL CT CARROLLTON TX 750104649, CARROLLTON, TX 75010-4649

Mortgage

Document Number	0000021747
Date	Jul 19, 2018
Instrument	21747

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 19, 2018
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000021745
Map Reference	MB 1 PG 12
Instrument Date	May 21, 2018
Instrument	2018021745
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 W 18TH ST, MERCED, CA 95340-4503

Mortgage

Document Number	0000021746
Date	Jul 19, 2018
Instrument	2018021746

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000021748
Date	Jul 19, 2018
Instrument	2018021748

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 19, 2018
Property Address	960 W 18TH ST, MERCED, CA 95340-4503
Document Number	0000021744
Instrument Date	May 21, 2018
Instrument	21744
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10744 GAMBLE RD WINTON CA 953889751, WINTON, CA 95388-9751

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,232.00 (+6.04%) Homeowner's exemption	$297,137 (+4.04%) Land $79,590 Building $217,547
2023	$3,991.00 (+31.2%) Homeowner's exemption	$285,600 Land $76,500 Building $209,100
2022	$3,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 83 policies
Nearby Flood Policies	83 in force
Nearby Flood Claims	3 (1999–2012)
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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