960 Townsend Rd, Talking Rock, GA 30175 Property Records

Pickens County property record for 960 Townsend Rd, Talking Rock, GA 30175

Property Summary

Property Type	Rural Home
Details	4.5 ba · 2,258 sqft · built 2006
Lot Size	15.7 acres (687,377 sqft)
Owner	Individual Name on Record
Last Sale	$422,000 (Jun 2018)
Tax Bill	$4,492 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-002-001`

Property Details

APN / Parcel Number

Primary APN	`017-002-001`
Alternative APN	`20131`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,258 sqft Heated Area
1st Floor Area	2,258 sqft
Basement Area	1,355 sqft
Finished Basement	1,355 sqft
Unfinished Basement	2,258 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	687,377 sqft (15.7 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,218 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	2,672 sqft
Deck Area	216 sqft
Canopy	1,152 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20131
Street Address	960 TOWNSEND RD
City	TALKING ROCK
State	GA
Zip	30175-3630
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	DIST 24 LL232 15.78 AC HOUSE
Jurisdiction	PICKENS GA
Township / Civil Division	LUDVILLE
Census Block Group	1
Census Block	1015
Census Tract	50400

Owner

Source: Pickens County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage REGIONS BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MTG
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage SWBC MTG
Jun 27, 2018	Grant Deed, Transfer · FHA Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20181164
Deed Book / Page	1152 / 644
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	0691000551
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Recording Date	Jun 11, 2026
Property Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630
Document Number	1479000109
Book / Page	1479 / 109
Instrument Date	May 20, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630

Mortgage

Document Number	1479000109,
Date	Jun 11, 2026
Book Page	1479/109

Lender

Name	REGIONS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630
Document Number	0012680887
Instrument Date	Apr 5, 2021
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 TOWNSEND RD TALKING ROCK GA 301753630, TALKING ROCK, GA 30175-3630

Mortgage

Document Number	0012680887
Date	Apr 13, 2021
Book Page	001268/000887

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630
Document Number	0011930531
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 TOWNSEND RD TALKING ROCK GA 301753630, TALKING ROCK, GA 30175-3630

Mortgage

Document Number	0011930531
Date	Sep 30, 2019
Book Page	001193/000531

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Jun 27, 2018
Property Address	960 TOWNSEND RD, TALKING ROCK, GA 30175-3630
Document Number	0011520644
Book / Page	001152 / 000644
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 TOWNSEND RD TALKING ROCK GA 301753630, TALKING ROCK, GA 30175-3630

Mortgage

Document Number	11520646
Date	Jun 27, 2018
Book Page	001152/000646

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2048

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,492.00 (-2.24%) Homeowner's exemption	$340,166 (+47.28%) Land $58,304 Building $281,862	$850,415 (+47.28%) Land $145,760 Building $704,655
2023	$4,595.00 (-2.17%) Homeowner's exemption	$230,973 (-) Land $46,400 Building $184,573	$577,433 (-) Land $116,000 Building $461,433
2022	$4,697.00 Homeowner's exemption	$230,973 Land $46,400 Building $184,573	$577,433 Land $116,000 Building $461,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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