960 Starkey Rd, Unit 8403, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 8403, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2020
Lot Size	0.228 acres (9,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2023)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	Jul 2023 Sale Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-001-130-3451-6`

Property Details

APN / Parcel Number

Primary APN	`C62-001-130-3451-6`
Alternative APNs	`02-30-15-31959-000-8403` `301502319590008403` `R494492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	256 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	9,941 sqft (0.228 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R494492
Street Address	960 STARKEY RD, 8403
City	LARGO
State	FL
Zip	33771-2497
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO VIII AT EAST BAY UNIT 8403 TOGETHER WITH THE USE OF GARAGE 4
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO VIII AT
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 STARKEY RD, 8403, LARGO, FL 33771-2497
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer SEMINOLE TITLE COMPANY
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 18, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	2023184529
Deed Book / Page	22506 / 1049
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 17, 2023
Property Address	960 STARKEY RD UNIT 8403, 8403, LARGO, FL 33771-2497
Document Number	0225061049
Book / Page	22506 / 1049
Map Reference	MB 20883 PG 1845
Instrument Date	Jul 14, 2023
Instrument	2023184529
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11732 RIDGEVIEW LN, SEMINOLE, FL 33772-2213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	960 STARKEY RD UNIT 8403, 8403, LARGO, FL 33771-2497

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 8403, 8403, LARGO, FL 33771-2497
Transaction Type	Mortgage
Record Updated	May 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0224221803
Date	Apr 28, 2023
Book Page	22422/1803
Instrument	2023110517

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 18, 2020
Property Address	960 STARKEY RD UNIT 8403, 8403, LARGO, FL 33771-2497
Document Number	0209272132
Book / Page	020927 / 002132
Instrument Date	Mar 10, 2020
Instrument	91177
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2020
Title Company	SEMINOLE TITLE COMPANY, SEMINOLE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STOCKEY RD #8403 LARGO FL 33771, 8403, LARGO, FL 33771

Mortgage

Document Number	209272135
Date	Mar 18, 2020
Book Page	020927/002135
Instrument	91179

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,892.00 (+252.32%)	$415,683 (+158.75%) Building $415,683	$415,683 (+7.05%) Building $415,683
2023	$2,240.00 (+3.46%) Homeowner's exemption	$160,648 (+3%)	$388,322 (+24.78%) Building $388,322
2022	$2,165.00 Homeowner's exemption	$155,969	$311,198 Building $311,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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