960 Starkey Rd, Unit 7204, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 7204, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2020
Owner	Individual Name on Record
Last Sale	$475,000 (Dec 2023)
Tax Bill	$7,663 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-001-133-0350-7`

Property Details

APN / Parcel Number

Primary APN	`C62-001-133-0350-7`
Alternative APNs	`02-30-15-31963-000-7204` `301502319630007204` `R494029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	256 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R494029
Street Address	960 STARKEY RD, 7204
City	LARGO
State	FL
Zip	33771-2488
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO VII AT EAST BAY UNIT 7204 TOGETHER WITH THE USE OF GARAGE 11
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO VII AT
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	960 STARKEY RD, 7204, LARGO, FL 33771-2488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Commercial Mortgage LOURDES M SANCHEZ
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2023321908
Deed Book / Page	22657 / 2435
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 20, 2023
Property Address	960 STARKEY RD UNIT 7204, 7204, LARGO, FL 33771-2488
Document Number	0226572435
Book / Page	22657 / 2435
Map Reference	MB 21017 PG 1451
Instrument Date	Dec 18, 2023
Instrument	2023321908
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 FOGGY CREEK CIR, CLEARWATER, FL 33764-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 7204, 7204, LARGO, FL 33771-2488

Mortgage

Document Number	0226710670
Date	Jan 5, 2024
Book Page	22671/670
Instrument	2024004590

Lender

Name	LOURDES M SANCHEZ
Type	Private Party
Address	917 GUISANDO DE AVILA, TAMPA, FL 33613

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 1, 2021
Property Address	960 STARKEY RD UNIT 7204, 7204, LARGO, FL 33771-2488
Document Number	0214651135
Book / Page	21465 / 1135
Map Reference	MB 21017 PG 1451
Instrument Date	Mar 30, 2021
Instrument	2021106645
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 SE 5TH ST # ST515, 31, MIAMI, FL 33131-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 7204, 7204, LARGO, FL 33771-2488

Mortgage

Document Number	0214651138
Date	Apr 1, 2021
Book Page	21465/1138
Instrument	2021106647

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,663.00 (+65.69%)	$403,613 (+40.77%) Building $403,613	$403,613 (+4.98%) Building $403,613
2023	$4,625.00 (+2.91%) Homeowner's exemption	$286,714 (+3%)	$384,464 (+24.64%) Building $384,464
2022	$4,494.00 Homeowner's exemption	$278,363	$308,468 Building $308,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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