960 Starkey Rd, Unit 5401, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 5401, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,836 sqft · built 2008
Lot Size	0.476 acres (20,723 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Feb 2018)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-001-024-4837-0`

Property Details

APN / Parcel Number

Primary APN	`C62-001-024-4837-0`
Alternative APNs	`02-30-15-31956-000-5401` `301502319560005401` `R449607`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,723 sqft (0.476 acres)
View / Lot	Corner
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R449607
Street Address	960 STARKEY RD, 5401
City	LARGO
State	FL
Zip	33771-2480
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO V AT EAST BAY UNIT 5401 TOGETHER WITH THE USE OF GARAGE 3 & COVERED PARKING SPACE 21
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO V
Legal Tract	31956
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

960 Starkey Rd, Unit 5401 is owned and occupied by an individual who bought it in February 2018.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	960 STARKEY RD, 5401, LARGO, FL 33771-2480
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2018 · Amount on File
Deed Sale	Feb 28, 2018 · Amount on File
Prior Sale	Aug 23, 2011 · Amount on File
Deed Document Number	201861359
Deed Book / Page	19956 / 888
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0189920658
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 5401, 5401, LARGO, FL 33771-2480
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD 5401, 5401, LARGO, FL 33771-2480

Mortgage

Document Number	0234930598
Date	Mar 19, 2026
Book Page	23493/598
Instrument	2026074882

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 28, 2018
Property Address	960 STARKEY RD UNIT 5401, 5401, LARGO, FL 33771-2480
Document Number	0199560888
Book / Page	19956 / 0888
Map Reference	MB152 PG72
Instrument Date	Feb 15, 2018
Instrument	2018061359
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16787 S EAST COLCRAIN CIR, 16787, THE VILLAGES, FL 32162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 5401, 5401, LARGO, FL 33771-2480

Mortgage

Document Number	2018061360
Date	Feb 28, 2018
Instrument	2018061360

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 5401 was $2,009 with a homeowner's exemption, up 6.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00 (+6.35%) Homeowner's exemption	$148,017	$401,806 Building $401,806
2024	$1,889.00 (+2.5%)
2023	$1,843.00 (+3.71%) Homeowner's exemption	$139,655 (+3%)	$382,720 (+15.86%) Building $382,720
2022	$1,777.00 Homeowner's exemption	$135,587	$330,336 Building $330,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 Starkey Rd, Unit 5401 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Starkey Rd, Unit 5401 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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