960 Starkey Rd, Unit 5104, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 5104, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2008
Lot Size	0.476 acres (20,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2024)
Tax Bill	$5,651 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-001-024-4822-2`

Property Details

APN / Parcel Number

Primary APN	`C62-001-024-4822-2`
Alternative APNs	`02-30-15-31956-000-5104` `301502319560005104` `R449592`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,723 sqft (0.476 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio
Deck Area	260 sqft
Patio Area	260 sqft

Location & Zoning

Account Number	R449592
Street Address	960 STARKEY RD, 5104
City	LARGO
State	FL
Zip	33771-2480
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO V AT EAST BAY UNIT 5104 TOGETHER WITH THE USE OF GARAGE G-2
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO V
Legal Tract	31956
Legal Block	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 BROADWAY, 4A, NEW YORK, NY 10019-7465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit FLAGSHIP COMMUNITY FCU
Apr 26, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 5, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Mar 7, 2023	Personal Representative Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 7, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jun 23, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	2024106711
Deed Book / Page	22779 / 2404
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD, LARGO, FL 33771-3160

Mortgage

Document Number	0234360001
Date	Jan 29, 2026
Book Page	23436/1
Instrument	2026024133

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	CLEARWATER, FL 33765

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 26, 2024
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Document Number	0227792404
Book / Page	22779 / 2404
Map Reference	MB 16086 PG 1703
Instrument Date	Apr 22, 2024
Instrument	2024106711
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	GULFSIDE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8253 WILD OAKS CIR, LARGO, FL 33773-2845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 BROADWAY FL 4A, 4A, NEW YORK, NY 10019-7413

Mortgage

Document Number	0227792408
Date	Apr 26, 2024
Instrument	22779/2408

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 5, 2023
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Document Number	0225870127
Book / Page	22587 / 127
Map Reference	MB 16086 PG 1703
Instrument Date	Sep 27, 2023
Instrument	2023256953
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11016 OKEEFE CT, LAS VEGAS, NV 89144-4024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 7, 2023
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Document Number	0223662062
Book / Page	22366 / 2062
Map Reference	MB 16086 PG 1703
Instrument Date	Feb 28, 2023
Instrument	2023059276
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8344 SE 138TH DR, PORTLAND, OR 97236-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480

Mortgage

Document Number	0223662066
Date	Mar 7, 2023
Instrument	22366/2066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 7, 2023
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Document Number	0223662064
Book / Page	22366 / 2064
Map Reference	MB 16086 PG 1703
Instrument Date	Feb 27, 2023
Instrument	2023059277
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 23, 2017
Property Address	960 STARKEY RD UNIT 5104, 5104, LARGO, FL 33771-2480
Document Number	0196791278
Book / Page	019679 / 001278
Instrument Date	Jun 21, 2017
Instrument	196845
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$1,644.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	960 STARKEY RD #5104 LARGO FL 337712480, 5104, LARGO, FL 33771-2480

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,651.00 (+93.39%) Homeowner's exemption	$339,834 (+68.51%) Building $339,834	$339,834 (+3.64%) Building $339,834
2023	$2,922.00 (+0.31%) Homeowner's exemption Widower's exemption	$201,669 (+3%)	$327,906 (+15.82%) Building $327,906
2022	$2,913.00 Homeowner's exemption Widower's exemption	$195,795	$283,110 Building $283,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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