960 Starkey Rd, Unit 4402, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 4402, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,324 sqft · built 2007
Lot Size	0.473 acres (20,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2022)
Tax Bill	$2,277 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-3987-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-3987-5`
Alternative APNs	`02-30-15-31955-000-4402` `301502319550004402` `R440260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,590 sqft (0.473 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio

Location & Zoning

Account Number	R440260
Street Address	960 STARKEY RD, 4402
City	LARGO
State	FL
Zip	33771-2478
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO IV AT EAST BAY UNIT 4402 TOGETHER WITH THE USE OF GARAGE G-20
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO IV
Legal Tract	31955
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 STARKEY RD, 4402, LARGO, FL 33771-2478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 6, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 2, 2020	Warranty Deed, Transfer SOUND TITLE/TAMPA BAY, SOUND TITLE/TAMPA BAY INC
May 2, 2017	Warranty Deed, Transfer SOUND TITLE/TAMPA BAY, SOUND TITLE/TAMPA BAY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	2022349413
Deed Book / Page	22283 / 517
Last Transfer Date	Dec 27, 2023
Transfer Doc	0226630461
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 27, 2023
Property Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478
Document Number	0226630461
Book / Page	22663 / 461
Map Reference	MB 15742 PG 2496
Instrument Date	Dec 27, 2023
Instrument	2023327287
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 6, 2022
Property Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478
Document Number	0222830517
Book / Page	22283 / 517
Map Reference	MB 15742 PG 2496
Instrument Date	Nov 21, 2022
Instrument	2022349413
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4277 CANOVA DRANEY LOOP, THE VILLAGES, FL 32163-0834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478

Mortgage

Document Number	0022283520
Date	Dec 6, 2022
Instrument	22283/520

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 2, 2020
Property Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478
Document Number	0212360897
Book / Page	021236 / 000897
Instrument Date	Oct 30, 2020
Instrument	328428
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	SOUND TITLE/TAMPA BAY, SOUND TITLE/TAMPA BAY INC

Transaction

Amount	Amount Recorded
Tax	$1,784.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD #4402 LARGO FL 337712478, 4402, LARGO, FL 33771-2478

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 2, 2017
Property Address	960 STARKEY RD UNIT 4402, 4402, LARGO, FL 33771-2478
Document Number	0196120209
Book / Page	019612 / 000209
Instrument Date	Apr 28, 2017
Instrument	134694
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	SOUND TITLE/TAMPA BAY, SOUND TITLE/TAMPA BAY INC

Transaction

Amount	Amount Recorded
Tax	$1,246.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	93 SEBBINS POND DR BEDFORD NH 031106629, BEDFORD, NH 03110-6629

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,277.00 (+8.64%) Homeowner's exemption	$162,147 (+5.99%)	$292,379 (+5.04%) Building $292,379
2023	$2,096.00 (-26.69%) Homeowner's exemption	$152,987 (-20.5%)	$278,361 (+15.99%) Building $278,361
2022	$2,859.00 Homeowner's exemption	$192,442	$239,990 Building $239,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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