960 Starkey Rd, Unit 4103, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 4103, Largo, FL 33771

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,576 sqft · built 2007
Lot Size	0.473 acres (20,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,600 (Aug 2025)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-991-3970-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-991-3970-1`
Alternative APNs	`02-30-15-31955-000-4103` `301502319550004103` `R440243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	418 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	20,590 sqft (0.473 acres)
View / Lot	Interior
Garage Type	Attached
Porch	Patio
Deck Area	260 sqft
Patio Area	260 sqft

Location & Zoning

Account Number	R440243
Street Address	960 STARKEY RD, 4103
City	LARGO
State	FL
Zip	33771-2478
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GOLF LAKE CONDO IV AT EAST BAY UNIT 4103
Legal Range	15E
Legal Township	30S
Legal Section	2
Legal Subdivision	GOLF LAKE CONDO IV
Legal Tract	31955
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1001
Census Tract	25303

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 STARKEY RD, 4103, LARGO, FL 33771-2478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	2025229628
Deed Book / Page	23258 / 2347
Prior Transfer Date	Jul 16, 2025
Prior Transfer Doc	0232582347
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	960 STARKEY RD UNIT 4103, 4103, LARGO, FL 33771-2478
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD, LARGO, FL 33771-3160

Mortgage

Document Number	0217771594
Date	Oct 26, 2021
Book Page	21777/1594
Instrument	2021349290

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 26, 2017
Property Address	960 STARKEY RD UNIT 4103, 4103, LARGO, FL 33771-2478
Document Number	0196052114
Book / Page	19605 / 2114
Map Reference	MB148 PG79
Instrument Date	Apr 25, 2017
Instrument	2017129242
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PLANTINUM, NATIONAL TITLE LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	329 JAYS WAY, 329, RINGGOLD, GA 30736-8929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 STARKEY RD UNIT 4103, 4103, LARGO, FL 33771-2478

Mortgage

Document Number	2017129243
Date	Apr 26, 2017
Instrument	2017129243

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (+5.89%)	$205,929 (+5.99%)	$332,556 (+3.69%) Building $332,556
2024	$2,935.00 (+2.02%)
2023	$2,877.00 (+3.27%) Homeowner's exemption	$194,296 (+3%)	$320,716 (+16.19%) Building $320,716
2022	$2,786.00 Homeowner's exemption	$188,637	$276,030 Building $276,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 343 condo units
Nearby Flood Claims	90 (1979–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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