960 Starkey Rd, Unit 3404, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 3404, Largo, FL 33771

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,576 sqft · built 2006
Lot Size0.477 acres (20,762 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (May 2024)
Tax Bill$1,777 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-991-3958-6

Property Details

APN / Parcel Number

Primary APNC62-000-991-3958-6
Alternative APNs
  • 02-30-15-31954-000-3404
  • 301502319540003404
  • R440231

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units418 Units
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area20,762 sqft (0.477 acres)
View / LotInterior
Garage TypeAttached
PorchPatio

Location & Zoning

Account NumberR440231
Street Address960 STARKEY RD, 3404
CityLARGO
StateFL
Zip33771-2474
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGOLF LAKE CONDO III AT EAST BAY UNIT 3404 TOGETHER WITH USE OF GARAGE G-15
Legal Range15E
Legal Township30S
Legal Section2
Legal SubdivisionGOLF LAKE CONDO III
Legal Tract31954
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1001
Census Tract25303

Owner

960 Starkey Rd, Unit 3404 is owned and occupied by two individuals who bought it in May 2024.

Source: Pinellas County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address960 STARKEY RD, 3404, LARGO, FL 33771-2474
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2024 · Amount on File
Deed SaleMay 13, 2024 · Amount on File
Prior SaleNov 2, 2020 · Amount on File
Deed Document Number2024121596
Deed Book / Page22797 / 922
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 2, 2020
Property Address960 STARKEY RD UNIT 3404, 3404, LARGO, FL 33771-2474
Document Number0212361066
Book / Page21236 / 1066
Map ReferenceMB 145 PG 83-87
Instrument DateOct 30, 2020
Instrument2020328467
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyASSURE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3555 WALTERS AVE, 3555, NORTHBROOK, IL 60062-3218

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 STARKEY RD UNIT 3404, 3404, LARGO, FL 33771-2474

Mortgage

Document Number0212361068
DateNov 2, 2020
Instrument21236/1068
Lender
NameGROW FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 960 Starkey Rd, Unit 3404 was $1,777 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,777.00 Homeowner's exemption$135,827$342,910 Building $342,910
2023Homeowner's exemption Veteran's exemption$213,039$326,272 Building $326,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 960 Starkey Rd, Unit 3404 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 343 condo units
Nearby Flood Claims90 (1979–2024)
Claims Outside the SFHA5 of 90
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Starkey Rd, Unit 3404 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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