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  6. 960 Starkey Rd

960 Starkey Rd, Unit 3304, Largo, FL 33771 Property Records

Pinellas County property record for 960 Starkey Rd, Unit 3304, Largo, FL 33771

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,576 sqft · built 2006
Lot Size0.477 acres (20,762 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Aug 2021)
Tax Bill$2,629 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-991-3952-9

Property Details

APN / Parcel Number

Primary APNC62-000-991-3952-9
Alternative APNs
  • 02-30-15-31954-000-3304
  • 301502319540003304
  • R440225

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units418 Units
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area20,762 sqft (0.477 acres)
View / LotInterior
Garage TypeAttached
PorchPatio

Location & Zoning

Account NumberR440225
Street Address960 STARKEY RD, 3304
CityLARGO
StateFL
Zip33771-2474
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionGOLF LAKE CONDO III AT EAST BAY UNIT 3304 TOGETHER WITH USE OF GARAGE G-3
Legal Range15E
Legal Township30S
Legal Section2
Legal SubdivisionGOLF LAKE CONDO III
Legal Tract31954
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1001
Census Tract25303

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address960 STARKEY RD, 3304, LARGO, FL 33771-2474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Nov 2, 2017Loan Modification, Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleDec 19, 2006 · Amount on Record
Deed Document Number2021272248
Deed Book / Page21677 / 1688
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 19, 2021
Property Address960 STARKEY RD UNIT 3304, 3304, LARGO, FL 33771-2474
Document Number0216771688
Book / Page21677 / 1688
Map ReferenceMB 15475 PG 1184
Instrument DateAug 16, 2021
Instrument2021272248
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyBAXTER TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address87 CASTLE RIDGE DRIVE E, 87, HANOVER, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address960 STARKEY RD UNIT 3304, 3304, LARGO, FL 33771-2474

Mortgage

Document Number216771690
DateAug 19, 2021
Instrument21677/1690
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address960 STARKEY RD UNIT 3304, 3304, LARGO, FL 33771-2474
Document Number0198420756
Book / Page019842 / 000756
Instrument DateNov 2, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address960 STARKEY RD #3304 LARGO FL 337712474, 3304, LARGO, FL 33771-2474

Mortgage

Document Number0198420756
DateNov 15, 2017
Book Page019842/000756
Instrument349233
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
AmountAmount Recorded
Term480 Months
DueNov 14, 2057
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,629.00 (+8.37%) Homeowner's exemption$180,682 (+5.99%)$339,359 (+4.53%) Building $339,359
2023$2,426.00 (+3.41%) Homeowner's exemption$170,476 (+3%)$324,664 (+16.03%) Building $324,664
2022$2,346.00 Homeowner's exemption$165,511$279,815 Building $279,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies431 units insured
incl. 343 condo units
Nearby Flood Claims90 (1979–2024)
Claims Outside the SFHA5 of 90
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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